1006 E State St, Rockford, IL 61104 Property Records

Winnebago County property record for 1006 E State St, Rockford, IL 61104

Property Summary

Property Type	Commercial
Details	1,265 sqft · built 1944
Lot Size	0.3 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Jul 2020)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`203D004`

Property Details

APN / Parcel Number

Primary APN	`203D004`
Alternative APN	`1123479004`

Interior

Stories	1 Story
Building Area	1,265 sqft Gross Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Brick
Construction Type	Frame
Lot Area	1,307 sqft (0.3 acres)
View / Lot	Traffic

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1006 E STATE ST
City	ROCKFORD
State	IL
Zip	61104-2102
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	EAST PARK LOTS EXC W31 FT 6 1/2 IN EXCN96FT EXC E77FT ALL W1/2 W1/2 LOT 001
Legal Subdivision	EAST PARK
Legal Lot Number	001
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1037
Census Tract	1100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1006 E STATE ST, ROCKFORD, IL 61104-2102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Intrafamily Transfer, Transfer · Line of Credit FORESIGHT BANK
Jul 6, 2020	Warranty Deed, Transfer · Line of Credit NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	202018015
Last Transfer Date	Dec 29, 2025
Transfer Doc	0000000420
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 6, 2026
Property Address	1006 E STATE ST, ROCKFORD, IL 61104-2102
Document Number	0000000420
Instrument Date	Dec 29, 2025
Instrument	2600420
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 E STATE ST, ROCKFORD, IL 61104-2102

Mortgage

Document Number	0000000421
Date	Jan 6, 2026
Instrument	2600421

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 29, 2030

Interest

Rate Type	Fixed Rate
Rate	7%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 6, 2020
Property Address	1006 E STATE ST, ROCKFORD, IL 61104-2102
Document Number	0001018015
Instrument Date	Jul 1, 2020
Instrument	1018015
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6670 NIMTZ RD LOVES PARK IL 611113532, LOVES PARK, IL 61111-3532

Mortgage

Document Number	1018016
Date	Jul 6, 2020
Instrument	1018016

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 5, 2025

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 (+3.78%)	$17,111 (+11.43%) Land $2,796 Building $14,315	$51,333 (+11.43%) Land $8,388 Building $42,945
2024	$1,455.00	$15,356 (+26.89%) Land $2,509 Building $12,847	$46,068 (+26.89%) Land $7,527 Building $38,541
2022		$12,102 Land $1,977 Building $10,125	$36,306 Land $5,931 Building $30,375

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1996)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, i3 Broadband, T-Mobile.

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