1006 Circle Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1006 Circle Dr, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,215 sqft · built 1949
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$64,973 (Nov 2015)
Tax Bill$5,597 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 59.11-10-16

Property Details

APN / Parcel Number

Primary APN422800 59.11-10-16
Alternative APN
  • 280005901100100160000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,215 sqft Living Area
1st Floor Area840 sqft
Upper Floors Area375 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions118 ft deep x 65 ft wide
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area50 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1006 CIRCLE DR
CitySCHENECTADY
StateNY
Zip12303-3769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,2DM,BZY COLDBROOK - 236 5.-367-24
Legal SubdivisionSUBDIVISION #5 OF COLD BROOK
Legal Block10
Legal Lot Number16.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2007
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1006 CIRCLE DR, SCHENECTADY, NY 12303-3769
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2015 · Amount on Record
Deed SaleNov 18, 2015 · Amount on Record
Prior SaleNov 18, 2015 · Amount on Record
Deed Book / Page1926 / 141
Prior Transfer DateNov 17, 2015
Prior Transfer Doc1926000141
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1006 CIRCLE DR, SCHENECTADY, NY 12303-3769
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 CIRCLE DR, SCHENECTADY, NY 12303-3769

Mortgage

Document Number0000018326
DateApr 8, 2022
Book Page5217/702
Instrument202218326
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 7, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,597.00$152,500 (-) Land $8,100 Building $144,400$234,600 (+16.89%) Land $12,461 Building $222,139
2023$152,500 Land $8,100 Building $144,400$200,700 Land $10,660 Building $190,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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