1006 Cedar St, Adair, IA 50002 Property Records

Adair County property record for 1006 Cedar St, Adair, IA 50002

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,348 sqft · built 1976
Lot Size	0.33 acres (14,392 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Jul 2021)
Tax Bill	$3,738 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-04-254-002`

Property Details

APN / Parcel Number

Primary APN	`01-04-254-002`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	1,348 sqft
Finished Basement	960 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,392 sqft (0.33 acres)
Lot Dimensions	88.3 ft deep x 88.3 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1006 CEDAR ST
City	ADAIR
State	IA
Zip	50002-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & 10' OF ALLEY ON S. SIDE FISHERS S.D. 1
Legal Subdivision	FISHERS SD 1
Legal Lot Number	6
Jurisdiction	ADAIR IA
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3060
Census Tract	960100

Owner

1006 Cedar St is owned and occupied by two individuals who bought it in July 2021.

Source: Adair County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1006 CEDAR ST, ADAIR, IA 50002-1037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage IOWA FINANCE AUTHORITY
Jul 30, 2021	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL G USA LLC
Aug 18, 2014	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SOUTHWEST MORTGAGE CORP
Jul 7, 2010	Warranty Deed, Transfer · Conventional Mortgage MIDWEST FAMILY LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	20211231
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	1006 CEDAR ST, ADAIR, IA 50002-1037
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020211233
Date	Jul 30, 2021
Instrument	2021-1233

Lender

Name	IOWA FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Jul 30, 2021
Property Address	1006 CEDAR ST, ADAIR, IA 50002-1037
Document Number	0020211231
Instrument Date	Jul 29, 2021
Instrument	2021-1231
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1006 CEDAR ST, ADAIR, IA 50002-1037
Investor	Possibly a Property Investor

Mortgage

Document Number	0020211232
Date	Jul 30, 2021
Instrument	2021-1232

Lender

Name	HOMEOWNERS FINANCIAL G USA LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0020211233
Date	Jul 30, 2021
Instrument	2021-1233

Lender

Name	IOWA FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Aug 18, 2014
Property Address	1006 CEDAR ST, ADAIR, IA 50002-1037
Document Number	000708/167
Book / Page	0708 / 167
Instrument Date	Aug 12, 2014
Instrument	2014-0791
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	1006 CEDAR ST, ADAIR, IA 50002-1037

Mortgage

Document Number	000708/169
Date	Aug 18, 2014
Book Page	0708/169
Instrument	2014-0792

Lender

Name	AMERICAN SOUTHWEST MORTGAGE CORP
Type	Lending Institution
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2044

July 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Jul 7, 2010
Property Address	1006 CEDAR ST, ADAIR, IA 50002-1037
Document Number	000636/310
Book / Page	0636 / 310
Instrument Date	Jun 29, 2010
Instrument	ES10-0064
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 CEDAR ST, ADAIR, IA 50002-1037

Mortgage

Document Number	000636/311
Date	Jul 7, 2010
Book Page	0636/311
Instrument	ES10-0065

Lender

Name	MIDWEST FAMILY LENDING CORP
Type	Non-Lending Institution
Address	URBANDALE, IA 50322

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1006 Cedar St was $3,738, up 3.1% from the year before.

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Adair City
Unified School District	Adair-Casey Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,738.00 (+3.09%)	$230,680 Land $20,790 Building $209,890	$230,680 Land $20,790 Building $209,890
2024	$3,626.00
2023		$203,820 (+25.01%) Land $20,790 Building $183,030	$203,820 Land $20,790 Building $183,030
2022	$3,338.00 Homeowner's exemption	$163,040 Land $11,340 Building $151,700
2021			$163,040 Land $11,340 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1006 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1006 Cedar St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR MUNICIPAL WATER SUPPLY serves 809 people · EPA ID IA0105002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Casey Mutual Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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