Madison County property record for 1006 Caroline Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,248 sqft |
| Lot Size | 1.16 acres (50,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Aug 2019) |
| Tax Bill | $1,988 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0108-0002-0038 |
| Primary APN | 0108-0002-0038 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Exterior Material | Brick |
|---|---|
| Lot Area | 50,830 sqft (1.16 acres) |
| Garage Type | Basement |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 43693 |
|---|---|
| Street Address | 1006 CAROLINE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST POINT ESTS LOT 38 |
| Legal Subdivision | EAST POINT EST |
| Legal Lot Number | 38 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 11001 |
1006 Caroline Dr is owned and occupied by an individual who acquired it in November 2024.
Source: Madison County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1006 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 12, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage DESCO FCU |
| Jun 24, 2019 | Commissioner's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on File |
| Deed Sale | Aug 20, 2019 · Amount on File |
| Prior Sale | Jun 24, 2019 · Amount on File |
| Deed Document Number | 20192013997346 |
| Deed Book / Page | 777 / 396 |
| Last Transfer Date | Nov 8, 2024 |
| Transfer Doc | 00D860/258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 21, 2024 |
| Property Address | 1006 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Document Number | 00D860/258 |
| Book / Page | D860 / 258 |
| Map Reference | MB 12 PG 66 |
| Instrument Date | Nov 8, 2024 |
| Instrument | 2014233329 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1006 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Document Number | 2014234763 |
|---|---|
| Date | Nov 21, 2024 |
| Instrument | 2014234763 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 12, 2023 |
| Property Address | 1006 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Document Number | 00D846/606 |
| Book / Page | D846 / 606 |
| Map Reference | MB 12 PG 66 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2014181702 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10068 DUNCAN DR, FLORENCE, KY 41042-3111 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1006 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Document Number | 2014181705 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2014181705 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 20, 2019 |
| Property Address | 1006 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Document Number | D00777/396 |
| Book / Page | D00777 / 396 |
| Map Reference | MB 12 PG 66 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 2013997346 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, WACO, KY 40385-9534 |
| Name | Verified Name |
|---|---|
| Address | 1006 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Document Number | 2013997347 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2013997347 |
| Name | DESCO FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2039 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 24, 2019 |
| Property Address | 1006 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Document Number | D00775/064 |
| Book / Page | D00775 / 064 |
| Map Reference | MB 12 PG 12 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2013994418 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, WACO, KY 40385-9534 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1006 Caroline Dr was $1,988 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,988.00 Homeowner's exemption | $260,000 | $260,000 |
| 2023 | $1,610.00 (-0.31%) | $166,000 (-) | $166,000 (-) |
| 2022 | $1,615.00 | $166,000 | $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1006 Caroline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1006 Caroline Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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