Monroe County property record for 1006 Adams Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 864 sqft · built 1962 |
| Lot Size | 0.225 acres (9,824 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $255,000 (Jun 2013) |
| Tax Bill | $11,315 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00550770-000000 |
| Primary APN | 00550770-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Shingle |
| Lot Area | 9,824 sqft (0.225 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 164 sqft |
| Patio Area | 12 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1674249 |
|---|---|
| Old Parcel Number | 15613900550770000000 |
| Street Address | 1006 ADAMS DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 TWIN LAKES 1ST ADDN KEY LARGO PB5-68 OR638-214 OR1110-252 OR1633-1864/65 OR1926-1592 OR1970-1417 OR2091-1620 OR2190-1707 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 15 |
| Legal Subdivision | TWIN LAKES 1ST ADD |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 1006 Adams Dr bought it in June 2013.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4801 NE 27TH TER, LIGHTHOUSE POINT, FL 33064-7909 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2013 · Amount on File |
| Deed Sale | Jun 13, 2013 · Amount on File |
| Prior Sale | Apr 2, 2013 |
| Deed Document Number | 1936964 |
| Deed Book / Page | 2633 / 1490 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,191,286 Land $929,838 Building $261,448 | $1,191,286 Land $929,838 Building $261,448 | |
| 2024 | $11,315.00 (+9.95%) | ||
| 2023 | $10,291.00 (+17.49%) | $1,075,334 (+49.36%) Land $813,608 Building $261,726 | $1,075,334 (+49.36%) Land $813,608 Building $261,726 |
| 2022 | $8,759.00 | $719,973 Land $491,741 Building $228,232 | $719,973 Land $491,741 Building $228,232 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1006 Adams Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 281 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 299 units insured incl. 18 condo units |
| Nearby Flood Claims | 163 (1992–2024) |
| Claims Outside the SFHA | 3 of 163 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1006 Adams Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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