1006 15th St, Otsego, MI 49078 Property Records

Allegan County property record for 1006 15th St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,856 sqft · built 1962
Lot Size	6.81 acres (296,818 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-002-014-00`

Property Details

APN / Parcel Number

Primary APN	`17-002-014-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bi-Level
Exterior Material	Wood
Lot Area	296,818 sqft (6.81 acres)
Lot Dimensions	695 ft deep x 427 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1006 15TH ST
City	OTSEGO
State	MI
Zip	49078-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG 898 FT S OF THE NE COR OF S 1/2 OF SE 1/4 AS POB TH S ALG THE 1/4 LIN TO THE S LIN OF SEC 2 TH W ALG SD S LIN 697.65 FT
Legal Range	12W
Legal Township	01N
Legal Section	02
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1013
Census Tract	31900

Owner

Source: Allegan County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1006 15TH ST, OTSEGO, MI 49078-9712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 27, 2026
Transfer Doc	005122/607
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Mar 26, 2026
Property Address	1006 15TH ST, OTSEGO, MI 49078-9712
Document Number	005122/607
Book / Page	5122 / 607
Instrument Date	Feb 27, 2026
Instrument	2026004857
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 15TH ST, OTSEGO, MI 49078-9712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1681 10TH ST, MARTIN, MI 49070-9729

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,900 (-0.76%) Land $25,000 Building $118,900	$287,800 (-0.76%) Land $50,000 Building $237,800
2025	$2,782.00 (+2.58%) Homeowner's exemption	$145,000 (+31.58%) Land $23,700 Building $121,300	$290,000 (+31.58%) Land $47,400 Building $242,600
2024	$2,712.00 (+18.53%)
2023		$110,200 Land $21,400 Building $88,800	$220,400 Land $42,800 Building $177,600
2022	$2,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20