Stearns County property record for 10054 Co Rd 138, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,400 sqft · built 1992 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,732 (2026) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-21120-0030 |
| Primary APN | 31-21120-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 1,983 sqft |
| 1st Floor Area | 624 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10054 COUNTY ROAD 138 |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.30 A. THE N 150' OF S 273' W OF CL CO RD 138 & SE OF SAUK RIVER & E OF W 775.50' OF SW4SW4 SECTION 34 TOWNSHIP 124 RANGE |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 34 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11306 |
10054 Co Rd 138 is owned and occupied by two individuals.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10054 COUNTY ROAD 138, SAINT CLOUD, MN 56301-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 6, 2023 |
| Property Address | 10054 COUNTY ROAD 138, SAINT CLOUD, MN 56301-9442 |
| Document Number | 00A1661399 |
| Instrument Date | Oct 6, 2023 |
| Instrument | A1661399 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 10054 Co Rd 138 was $3,732.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | St. Joseph Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,732.00 | $416,100 (-1.09%) Land $106,000 Building $310,100 | $416,100 (-1.09%) Land $106,000 Building $310,100 |
| 2025 | $420,700 Land $99,400 Building $321,300 | $420,700 Land $99,400 Building $321,300 | |
| 2023 | $3,440.00 | $393,200 Land $98,200 Building $295,000 | $393,200 Land $98,200 Building $295,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10054 Co Rd 138 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10054 Co Rd 138 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Midco Fixed Wireless · Cable in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
May also be available: Albany Mutual Telephone Association, AT&T.
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