San Diego County property record for 10051 Dunbar Ln, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,288 sqft · built 1970 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $632,500 (Oct 2020) |
| Tax Bill | $8,084 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402-120-39-00 |
| Primary APN | 402-120-39-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,288 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 40,511 sqft (0.93 acres) |
| Street Address | 10051 DUNBAR LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 18-15-2E (EX RD)DOC113937REC70 IN |
| Legal Range | 02E |
| Legal Township | 15 |
| Legal Section | 18 |
| Legal Subdivision | EL CAJON |
| Legal Block | 1 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 16812 |
10051 Dunbar Ln is owner-occupied and held in a trust since July 2023.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10051 DUNBAR LN, EL CAJON, CA 92021-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 17, 2023 | Intrafamily Transfer, Transfer |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Oct 19, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Prior Sale | Apr 19, 2012 · Amount on File |
| Deed Document Number | 2020635772 |
| Last Transfer Date | Jul 7, 2023 |
| Transfer Doc | 0000186091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 17, 2023 |
| Property Address | 10051 DUNBAR LN, EL CAJON, CA 92021-2631 |
| Document Number | 0000186091 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2023-0186091 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10051 DUNBAR LN, EL CAJON, CA 92021-2631 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10051 DUNBAR LN, EL CAJON, CA 92021-2631 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10051 DUNBAR LN, EL CAJON, CA 92021-2631 |
| Document Number | 0000006617 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022-0006617 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 19, 2020 |
| Property Address | 10051 DUNBAR LN, EL CAJON, CA 92021-2631 |
| Document Number | 0000635772 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020-0635772 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10051 DUNBAR LN, EL CAJON, CA 92021-2631 |
| Document Number | 0000635773 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-0635773 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 10051 Dunbar Ln was $8,084 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $698,328 (+2%) Land $441,631 Building $256,697 | |
| 2025 | $8,084.00 Homeowner's exemption | $684,636 Land $432,972 Building $251,664 |
| 2023 | $7,918.00 (+1.64%) Homeowner's exemption | $658,053 (+2%) Land $416,160 Building $241,893 |
| 2022 | $7,790.00 Homeowner's exemption | $645,150 Land $408,000 Building $237,150 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10051 Dunbar Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10051 Dunbar Ln is extreme, ranking above 98.4% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.4% of the US · above 90% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cox Communications.
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