1005 Winding Way, Covington, KY 41011 Property Records

Kenton County property record for 1005 Winding Way, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,132 sqft · built 1970
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (May 2023)
Tax Bill	$5,409 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-41-05-005.00`

Property Details

APN / Parcel Number

Primary APN	`040-41-05-005.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,132 sqft Finished Area
Gross Area	2,991 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Foundation Type	Block
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1005 WINDING WAY
City	COVINGTON
State	KY
Zip	41011-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTON HILLS LOTS 17-18 AMENDED PLAT 100'X 125'
Legal Subdivision	KENTON HILLS JJ WEAVER
Legal Lot Number	17-18
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4013
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1005 WINDING WAY, COVINGTON, KY 41011-1135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 8, 2021	Deed, Transfer KENTUCKY LAND TITLE AGENCY
Aug 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	2023051215
Deed Book / Page	226 / 195
Prior Transfer Date	Jul 15, 2020
Prior Transfer Doc	0000000201
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1005 WINDING WAY, COVINGTON, KY 41011-1135
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 WINDING WAY B, B, COVINGTON, KY 41011-1144

Mortgage

Document Number	0005900016
Date	May 12, 2023
Book Page	KCM 460/953
Instrument	23051205900016

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Nov 8, 2021
Property Address	1005 WINDING WAY, COVINGTON, KY 41011-1135
Document Number	0005900280
Book / Page	129 / 844
Map Reference	PL 519A
Instrument Date	Nov 4, 2021
Instrument	21110805900280
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 HIGHWAY AVE, 1200, COVINGTON, KY 41011-1082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 SHOREFIEDL PL, FORT MITCHELL, KY 41017

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 28, 2020
Property Address	1005 WINDING WAY, COVINGTON, KY 41011-1135
Document Number	0000000201
Book / Page	000040 / 000385
Instrument Date	Jul 15, 2020
Instrument	201
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1200 HIGHWAY AVE #716 COVINGTON KY 410111070, 716, COVINGTON, KY 41011-1070

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,000 (-) Land $75,000 Building $520,000	$595,000 (-) Land $75,000 Building $520,000
2025	$5,409.00 (+56.15%) Homeowner's exemption	$595,000 (+83.08%) Land $50,000 Building $545,000	$595,000 (+83.08%) Land $50,000 Building $545,000
2023	$3,464.00	$325,000 Land $50,000 Building $275,000	$325,000 Land $50,000 Building $275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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