1005 Willow St, Celina, OH 45822 Property Records

Mercer County property record for 1005 Willow St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,228 sqft · built 1956
Lot Size0.159 acres (6,930 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Feb 2020)
Tax Bill$2,081 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-399400.0000

Property Details

APN / Parcel Number

Primary APN27-399400.0000
Alternative APN
  • 06-31-328-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,228 sqft Living Area
Basement Area988 sqft
Unfinished Basement988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area6,930 sqft (0.159 acres)
Lot Dimensions110 ft deep x 63 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address1005 WILLOW ST
CityCELINA
StateOH
Zip45822-1261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKESSLER ADD LOT#: 130
Legal SubdivisionKESSLER ADD
Legal Lot Number130
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3012
Census Tract967500

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 WILLOW ST, CELINA, OH 45822-1261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Deed of Trust, Mortgage · Line of Credit
HOME LOAN AND INVESTMENT BANK FSB
Feb 3, 2020Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2020 · Amount on Record
Deed SaleFeb 3, 2020 · Amount on Record
Prior SaleJul 26, 2011 · Amount on Record
Deed Document Number2020535
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address1005 WILLOW ST, CELINA, OH 45822-1261
Transaction TypeMortgage
Record UpdatedAug 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100000604
DateJan 27, 2021
Instrument202100000604
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
AddressWARWICK, RI 02886
Agreement
TypeLine of Credit
AmountAmount Recorded
Term235 Months
DueAug 25, 2040

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionMERCER OH
Recording DateFeb 3, 2020
Property Address1005 WILLOW ST, CELINA, OH 45822-1261
Document Number202000000535
Map ReferenceMB 5 PG 31
Instrument DateJan 27, 2020
Instrument202000000535
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 WILLOW ST, CELINA, OH 45822-1261

Mortgage

Document Number202000000536
DateFeb 3, 2020
Instrument202000000536
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,081.00$52,610 (-) Land $7,420 Building $45,190
2024$2,081.00 (+0.29%)$52,610 (-) Land $7,420 Building $45,190
2023$2,075.00 (+6.74%)$52,610 (+22.21%) Land $7,420 Building $45,190$150,300 (+22.2%) Land $21,200 Building $129,100
2022$1,944.00$43,050 Land $4,760 Building $38,290
2020$123,000 Land $13,600 Building $109,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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