1005 Willis Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1005 Willis Rd, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,982 sqft · built 2024
Lot Size	0.424 acres (18,480 sqft)
Owner	Individual Name on File
Last Sale	$499,700 (Feb 2024)
Tax Bill	$8,268 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0320330000`

Property Details

APN / Parcel Number

Primary APN	`0320330000`
Alternative APN	`U11321818W000002000030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,982 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,480 sqft (0.424 acres)
Lot Dimensions	154 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0320330000
Street Address	1005 WILLIS RD
City	RUSKIN
State	FL
Zip	33570-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER SHORE FARMS SUBDIVISION LOTS 3 AND 4 BLOCK 2
Legal Range	18E
Legal Township	32S
Legal Section	11
Legal Subdivision	RIVER SHORE FARMS SUBDIVISION
Legal Block	2
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1009
Census Tract	14104

Owner

Source: Hillsborough County records · APN 0320330000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1005 WILLIS RD, RUSKIN, FL 33570-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 31, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Oct 31, 2022
Deed Document Number	2024069094
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1005 WILLIS RD, RUSKIN, FL 33570-2808
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 WILLIS RD, RUSKIN, FL 33570-2808

Mortgage

Document Number	0000553054
Date	Nov 23, 2022
Instrument	2022553054

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 01, 2028
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Max Rate	10.5%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 16, 2024
Property Address	1005 WILLIS RD, RUSKIN, FL 33570-2808
Document Number	0000069094
Map Reference	MB 32 PG 29
Instrument Date	Feb 15, 2024
Instrument	2024069094
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,497.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 WILLIS RD, RUSKIN, FL 33570-2808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6449 STREAMFIELD CIR APT 112, 112, APOLLO BEACH, FL 33572-4232

Mortgage

Document Number	0000069095
Date	Feb 16, 2024
Instrument	2024069095

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 31, 2022
Property Address	1005 WILLIS RD, RUSKIN, FL 33570-2808
Document Number	0000518492
Map Reference	MB 32 PG 29
Instrument Date	Oct 05, 2022
Instrument	2022518492
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 WILLIS RD, RUSKIN, FL 33570-2808

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1009 WILLIS RD, RUSKIN, FL 33570-2808

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,268.00 (+788.08%) Homeowner's exemption	$462,094 (+398.97%)	$569,513 (+514.96%) Land $154,350 Building $415,163
2023	$931.00 (+121.14%)	$92,610 (+126.15%) Land $92,610	$92,610 (+126.15%) Land $92,610
2022	$421.00	$40,950 Land $40,950	$40,950 Land $40,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	189 (1982–2026)
Claims Outside the SFHA	10 of 189
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Helene, Sep 2024 · 80 claims Tropical Storm Josephine, Oct 1996 · 20 claims Hurricane Elena, Sep 1985 · 19 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 73 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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