1005 Wayne Way, San Mateo, CA 94403 Property Records

San Mateo County property record for 1005 Wayne Way, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,050 sqft · built 2000
Lot Size	0.101 acres (4,410 sqft)
Owner	2 Individual Names on File
Last Sale	$2,602,000 (May 2024)
Tax Bill	$31,484 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`040-510-020`

Property Details

APN / Parcel Number

Primary APN	`040-510-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area
1st Floor Area	910 sqft
2nd Floor Area	1,140 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	4,410 sqft (0.101 acres)
Lot Dimensions	98 ft deep x 45 ft wide
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	1005 WAYNE WAY
City	SAN MATEO
State	CA
Zip	94403-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BAY MEADOWS NO.3 RSM 130/18-27
Legal Subdivision	BAY MEADOWS NO.3
Legal Lot Number	2
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1000
Census Tract	607500

Owner

1005 Wayne Way is owned and occupied by two individuals who bought it in May 2024.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1005 WAYNE WAY, SAN MATEO, CA 94403-1562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 1, 2022	Intrafamily Transfer, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO POLICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on File
Deed Sale	May 9, 2024 · Amount on File
Prior Sale	May 17, 2005 · Amount on File
Deed Document Number	202424605
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0000044600
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Apr 7, 2026
Property Address	1005 WAYNE WAY, SAN MATEO, CA 94403-1562
Document Number	0000017838
Instrument Date	Apr 1, 2026
Instrument	202617838
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 WAYNE WAY, SAN MATEO, CA 94403-1562

Mortgage

Document Number	0000017838,
Date	Apr 7, 2026
Instrument	202617838

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 1, 2022
Property Address	1005 WAYNE WAY, SAN MATEO, CA 94403-1562
Document Number	0000044600
Map Reference	MB 130 PG 18-27
Instrument Date	May 31, 2022
Instrument	2022-044600
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1005 WAYNE WAY, SAN MATEO, CA 94403-1562

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1005 WAYNE WAY, SAN MATEO, CA 94403-1562
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 WAYNE WAY, SAN MATEO, CA 94403-1562

Mortgage

Document Number	0000144298
Date	Oct 12, 2021
Instrument	2021-144298

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1005 WAYNE WAY, SAN MATEO, CA 94403-1562
Document Number	0000019208
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1005 WAYNE WAY SAN MATEO CA 944031562, SAN MATEO, CA 94403-1562

Mortgage

Document Number	0000019208
Date	Mar 20, 2019
Instrument	19208

Lender

Name	SAN FRANCISCO POLICE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94122

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Wayne Way was $31,484 with a homeowner's exemption, up 75.4% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,707,120 (+2%) Land $1,352,520 Building $1,354,600
2025	$31,484.00 (+75.37%) Homeowner's exemption	$2,654,040 Land $1,326,000 Building $1,328,040
2024	$17,953.00 (+3.64%)
2023	$17,322.00 (+2.86%) Homeowner's exemption	$1,358,528 Land $679,264 Building $679,264	$1,005,840
2022	$16,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Wayne Way in Zone X, where a levee reduces flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–1998)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1005 Wayne Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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