Schenectady County and Rotterdam Town property record for 1005 Wayne Rd, Schenectady, NY 12303 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $226,000 (2022) |
| Tax Bill | $4,551.00 (2025) |
| Primary APN | 422800 59.11-8-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,152 sqft Living Area |
| 1st Floor | 768 sqft 1st Floor |
| Upper Floors | 384 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 110 ft x 80 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 200 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 100 sqft Shed |
| Patio Area | 225 sqft Patio |
| Porch Area | 50 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1005 WAYNE RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3778 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G,DM,HBF,SHD COLDBROOK-275 5.-369-13 |
| Legal Subdivision | COLD BROOK |
| Legal Block | 8 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.11-8-5
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1005 WAYNE RD, SCHENECTADY, NY 12303-3778 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 04, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 04, 2022 | Warranty Deed, Transfer |
| Mar 29, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 10, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEOWNERS ADVANTAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2022 · Amount on Record |
| Deed Sale | Oct 04, 2022 · Amount on Record |
| Prior Sale | Jan 10, 2020 · Amount on Record |
| Deed Doc Number | 202252819 |
| Deed Book / Page | 2094 / 241 |
| Prior Transfer Date | Nov 19, 2009 |
| Prior Transfer Doc | 0000048957 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1005 WAYNE RD, SCHENECTADY, NY 12303-3778 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 6702 DUNHAM CIR, VALATIE, NY 12184-9337 |
| Document Number | 0000052821 |
|---|---|
| Date | Oct 04, 2022 |
| Book Page | 5261/562 |
| Instrument | 202252821 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 04, 2022 |
| Property Address | 1005 WAYNE RD, SCHENECTADY, NY 12303-3778 |
| Document Number | 0000052822 |
| Book / Page | 2094 / 245 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 202252822 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 279 PERCY HOLMES RD, 279, WORCESTER, NY 12197-5512 |
| Name | Verified Name |
|---|---|
| Address | 1552 FOSTER AVE, SCHENECTADY, NY 12308-1822 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1005 WAYNE RD, SCHENECTADY, NY 12303-3778 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|---|
| Address | 1005 WAYNE RD, SCHENECTADY, NY 12303-3778 |
| Document Number | 0000015908 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 5214/1 |
| Instrument | 202215908 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1005 WAYNE RD, SCHENECTADY, NY 12303-3778 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|---|
| Address | 1005 WAYNE RD, SCHENECTADY, NY 12303-3778 |
| Document Number | 0000015909 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 5214/20 |
| Instrument | 202215909 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 10, 2020 |
| Property Address | 1005 WAYNE RD, SCHENECTADY, NY 12303-3778 |
| Document Number | 0000001113 |
| Book / Page | 002028 / 000201 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 1113 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1769 SHERWOOD RD SCHENECTADY NY 12303, SCHENECTADY, NY 12303 |
| Document Number | 1114 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 004965/000607 |
| Instrument | 1114 |
| Name | HOMEOWNERS ADVANTAGE |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2050 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,551.00 | $124,000 (-) Land $9,000 Building $115,000 | $190,800 (+16.91%) Land $13,848 Building $176,952 |
| 2023 | $124,000 Land $9,000 Building $115,000 | $163,200 Land $11,845 Building $151,355 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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