1005 W Ganson St, Jackson, MI 49202 Property Records

Jackson County property record for 1005 W Ganson St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,016 sqft · built 1930
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Jan 2021)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-118100000`

Property Details

APN / Parcel Number

Primary APN	`2-118100000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,016 sqft Living Area
1st Floor Area	994 sqft
Basement Area	994 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	115 ft deep x 68.2 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1005 W GANSON ST
City	JACKSON
State	MI
Zip	49202-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LAND COM AT A PT ON S LN OF GANSON ST 444.85 FT E OF E LN OF WISNER ST TH S 115 FT TH E 68.2 FT TH N 115 FT TO S LN OF GANSON
Legal Range	01W
Legal Township	02S
Legal Section	33
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3020
Census Tract	100

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 W GANSON ST, JACKSON, MI 49202-4242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FINANCIAL CU
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Feb 5, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY
Jan 28, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Feb 1, 2007 · Amount on Record
Deed Document Number	20212871389
Deed Book / Page	2178 / 799
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1005 W GANSON ST, JACKSON, MI 49202-4242
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 W GANSON ST, JACKSON, MI 49202-4242

Mortgage

Document Number	0002942738
Date	Aug 3, 2023
Book Page	2233/647
Instrument	2942738

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2033

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1005 W GANSON ST, JACKSON, MI 49202-4242
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 W GANSON ST, JACKSON, MI 49202-4242

Mortgage

Document Number	0002905155
Date	Jan 28, 2022
Book Page	2204/765
Instrument	2905155

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1005 W GANSON ST, JACKSON, MI 49202-4242
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002872220
Date	Feb 5, 2021
Book Page	2179/330
Instrument	2872220

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 28, 2021
Property Address	1005 W GANSON ST, JACKSON, MI 49202-4242
Document Number	0002871389
Book / Page	2178 / 799
Instrument Date	Jan 15, 2021
Instrument	2871389
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 W GANSON ST, 1005, JACKSON, MI 49202-4242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 W GANSON ST, JACKSON, MI 49202-4242

Mortgage

Document Number	0021780800
Date	Jan 28, 2021
Instrument	2178-0800

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,000 (+14.96%)	$126,000 (+14.96%)
2025	$2,229.00 (+1.73%)	$54,800 (+25.4%)	$109,600 (+25.4%)
2024	$2,191.00 (+9.11%)
2023		$43,700	$87,400
2022	$2,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Lakes High Speed.

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