1005 Union Ave, Union, MO 63084 Property Records

Franklin County property record for 1005 Union Ave, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1991
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Mar 2025)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-5-22.0-4-004-064.100`

Property Details

APN / Parcel Number

Primary APN	`17-5-22.0-4-004-064.100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1991
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	1005 UNION AVE
City	UNION
State	MO
Zip	63084-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:11&PT10 AUG G FINK ADDITION
Legal Range	01W
Legal Township	43
Legal Section	22
Legal Quarter	SE
Legal Subdivision	AUG G FINK
Legal Block	4
Legal Lot Number	11
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	3
Census Block	3011
Census Tract	800603

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1005 UNION AVE, UNION, MO 63084-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF UNION
Aug 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 20, 2019	Deed of Trust, Mortgage UNITED BK/UNION
Jun 25, 2018	Deed of Trust, Mortgage UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Deed Document Number	2503284
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 25, 2025
Property Address	1005 UNION AVE, UNION, MO 63084-1239
Document Number	0002503284
Map Reference	PB E PG 67
Instrument Date	Mar 25, 2025
Instrument	2503284
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	UNKNOWN, WSH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 WESTMORELAND BLVD, UNION, MO 63084-1128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1005 UNION AVE, UNION, MO 63084-1239

Mortgage

Document Number	0002503285
Date	Mar 25, 2025
Instrument	2503285

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1005 UNION AVE, UNION, MO 63084-1239
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002309671
Date	Aug 21, 2023
Instrument	2309671

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1005 UNION AVE, UNION, MO 63084-1239
Document Number	0000017690
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5541 COUNTRY CLUB LN WASHINGTON MO 630905390, WASHINGTON, MO 63090-5390

Mortgage

Document Number	0000017690
Date	Dec 23, 2019
Instrument	17690

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1005 UNION AVE, UNION, MO 63084-1239
Document Number	0000008780
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	240 INDIAN MEADOW LN UNION MO 630844331, UNION, MO 63084-4331

Mortgage

Document Number	0000008780
Date	Jun 26, 2018
Instrument	8780

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00 (+13.88%)	$22,857 (+14.89%)	$120,300 (+14.89%) Land $23,180 Building $97,120
2023	$1,196.00 (+1.79%)	$19,895	$104,710 Land $23,180 Building $81,530
2022	$1,175.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile, Verizon.

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