1005 Taylor St, Waco, TX 76704 Property Records

McLennan County property record for 1005 Taylor St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1930
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,373 (Jul 2026)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-003100-015900-0`

Property Details

APN / Parcel Number

Primary APN	`48-003100-015900-0`
Alternative APNs	`4800310001590000111` `163012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Flooring	Carpet

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1944
Exterior Material	Hardwood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Central

Location & Zoning

Street Address	1005 TAYLOR ST
City	WACO
State	TX
Zip	76704-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BEALL NELSON LOT 2 BLOCK 8 ACRES .1722
Legal Subdivision	BEALL NELSON
Legal Block	8
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1020
Census Tract	1500

Owner

Source: McLennan County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1005 TAYLOR ST, WACO, TX 76704-2649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer · FHA Mortgage OCMBC INC
May 15, 2025	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 20, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	May 15, 2025 · Amount on Record
Deed Document Number	202623528
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 23, 2026
Property Address	1005 TAYLOR ST, WACO, TX 76704-2649
Document Number	0000023528
Instrument Date	Jul 21, 2026
Instrument	202623528
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 TAYLOR ST, WACO, TX 76704-2649

Mortgage

Document Number	0000023529,
Date	Jul 23, 2026
Instrument	202623529

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 15, 2025
Property Address	1005 TAYLOR ST, WACO, TX 76704-2649
Document Number	0000014671
Map Reference	VOL 73 PG 238
Instrument Date	May 14, 2025
Instrument	2025014671
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2325 FM 2268, SALADO, TX 76571-4908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 TAYLOR ST, WACO, TX 76704-2649

Mortgage

Document Number	0000014672
Date	May 15, 2025
Instrument	2025014672

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 20, 2022
Property Address	1005 TAYLOR ST, WACO, TX 76704-2649
Document Number	0000015619
Map Reference	VOL 73 PG 238
Instrument Date	Apr 14, 2022
Instrument	2022015619
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 FM 2266, SALADO, TX 76571

Mortgage

Document Number	0000015620
Date	Apr 20, 2022
Instrument	2022015620

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,003 (-6.26%) Land $14,250 Building $121,753	$136,003 (-6.26%) Land $14,250 Building $121,753
2025	$1,693.00 (+19.65%)	$145,080 (+103.54%) Land $12,900 Building $132,180	$145,080 (+103.54%) Land $12,900 Building $132,180
2024	$1,415.00 (-11.45%)
2023		$71,280 Land $12,900 Building $58,380	$71,280 Land $12,900 Building $58,380
2022	$1,598.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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