1005 Tarlo Ct, El Cajon, CA 92019 Property Records

San Diego County property record for 1005 Tarlo Ct, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,911 sqft · built 1990
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Trust Names on File
Last Sale	$1,155,000 (Aug 2025)
Tax Bill	$12,182 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`514-394-10-00`

Property Details

APN / Parcel Number

Primary APN	`514-394-10-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,911 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,800 sqft (0.225 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1005 TARLO CT
City	EL CAJON
State	CA
Zip	92019-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 26 TR 007721
Legal Subdivision	TERRACE VIEW VILLAS
Legal Tract	007721
Legal Block	2
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	15408

Owner

1005 Tarlo Ct is owner-occupied and held in a trust since August 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1005 TARLO CT, EL CAJON, CA 92019-3132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Intrafamily Transfer, Transfer
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Jul 25, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2021	Intrafamily Transfer, Transfer
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Feb 21, 2020	Quit Claim Deed, Transfer SUPREME LNDG
Jan 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Prior Sale	Jul 25, 2022 · Amount on File
Deed Document Number	2025228502
Prior Transfer Date	May 26, 2021
Prior Transfer Doc	0000458805
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2026
Property Address	1005 TARLO CT, EL CAJON, CA 92019-3132
Document Number	0000057964
Map Reference	MAP 7721
Instrument Date	Feb 13, 2026
Instrument	2026-0057964
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1005 TARLO CT, EL CAJON, CA 92019-3132

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1005 TARLO CT, EL CAJON, CA 92019-3132
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 TARLO CT, EL CAJON, CA 92019-3132

Mortgage

Document Number	0000008864
Date	Jan 13, 2026
Instrument	2026-0008864

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2022
Property Address	1005 TARLO CT, EL CAJON, CA 92019-3132
Document Number	0000303820
Map Reference	MAP 7721
Instrument Date	Jun 29, 2022
Instrument	2022-0303820
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 TARLO CT, EL CAJON, CA 92019-3132

Mortgage

Document Number	0000303821
Date	Jul 25, 2022
Instrument	2022-0303821

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2021
Property Address	1005 TARLO CT, EL CAJON, CA 92019-3132
Document Number	0000458805
Map Reference	MAP 7721
Instrument Date	May 26, 2021
Instrument	2021-0458805
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1005 TARLO CT, EL CAJON, CA 92019-3132

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1005 TARLO CT, EL CAJON, CA 92019-3132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350208
Date	Jul 2, 2020
Instrument	2020-0350208

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2020
Property Address	1005 TARLO CT, EL CAJON, CA 92019-3132
Document Number	0000089168
Instrument Date	Feb 14, 2020
Instrument	89168
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 TARLO CT EL CAJON CA 920193132, EL CAJON, CA 92019-3132

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2020
Property Address	1005 TARLO CT, EL CAJON, CA 92019-3132
Document Number	0000089169
Instrument Date	Feb 14, 2020
Instrument	89169
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1005 TARLO CT EL CAJON CA 920193132, EL CAJON, CA 92019-3132

Mortgage

Document Number	89170
Date	Feb 21, 2020
Instrument	89170

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2020
Property Address	1005 TARLO CT, EL CAJON, CA 92019-3132
Document Number	0000048873
Instrument Date	Jan 27, 2020
Instrument	48873
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 TARLO CT EL CAJON CA 920193132, EL CAJON, CA 92019-3132

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Tarlo Ct was $12,182, down 0.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$627,762 (-35.67%) Land $334,597 Building $293,165
2025	$12,182.00 (-0.58%) Homeowner's exemption	$975,895 Land $520,200 Building $455,695
2024	$12,253.00 (+10.26%)
2023	$11,113.00 (+200.76%) Homeowner's exemption	$861,000 Land $458,000 Building $403,000
2022	$3,695.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1005 Tarlo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1005 Tarlo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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