1005 Spring Meadows Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 1005 Spring Meadows Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 2002
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$223,200 (Sep 2023)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0031B193000`

Property Details

APN / Parcel Number

Primary APN	`0031B193000`
Alternative APNs	`0031B193` `16166`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Heated Area
1st Floor Area	1,260 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.489 acres)
Lot Dimensions	205 ft deep x 105 ft wide
Garage Area	440 sqft
Porch	Open Porch
Porch Area	108 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16166
Old Parcel Number	0031B193000
Street Address	1005 SPRING MEADOWS DR
City	RINGGOLD
State	GA
Zip	30736-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 193 SPRING MEADOWS PH3
Legal Subdivision	SPRING MEADOWS PH 3
Legal Phase	3
Legal Lot Number	193
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3006
Census Tract	30304

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1005 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage WILSON BANK & TRUST
Dec 6, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Document Number	0002293634
Deed Book / Page	2293 / 634
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	1005 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160

Mortgage

Document Number	0021440000000022
Date	Jun 10, 2021
Book Page	0000002144/0000000022
Instrument	005652

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2049

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 8, 2023
Property Address	1005 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Document Number	0022930634
Book / Page	2293 / 634
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160

Mortgage

Document Number	0022930000000637
Date	Sep 8, 2023
Book Page	0000002293/0000000637

Lender

Name	WILSON BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	1005 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Document Number	0019710093
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SPRING MEADOWS DR RINGGOLD GA 307363160, RINGGOLD, GA 30736-3160

Mortgage

Document Number	0019710093
Date	Jan 16, 2019
Book Page	001971/000093
Instrument	271

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2020

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,939.00 (+12.6%)	$102,165 (+32.79%) Land $12,000 Building $90,165	$255,412 (+32.79%) Land $30,000 Building $225,412
2023	$1,722.00 (+28.89%)	$76,935 Land $12,000 Building $64,935	$192,338 Land $30,000 Building $162,338
2022	$1,336.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ringgold Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Meadows Dr

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