1005 Shafer St, Oceanside, CA 92054 Property Records

San Diego County property record for 1005 Shafer St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,769 sqft · built 2020
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Aug 2000)
Tax Bill	$14,357 (2025)
Deeds & Mortgages	May 2026 Reverse Mortgage Dec 2025 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`152-041-07-00`

Property Details

APN / Parcel Number

Primary APN	`152-041-07-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,769 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,000 sqft (0.184 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1005 SHAFER ST
City	OCEANSIDE
State	CA
Zip	92054-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 5 LOTS 1 THRU 3 TR 000768
Legal Subdivision	BOONE & SHAFERS ADD
Legal Tract	000768
Legal Block	5
Legal Lot Number	1-3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Reverse Mortgage ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES T
Dec 31, 2025	Intrafamily Transfer, Transfer
Nov 1, 2023	Intrafamily Transfer, Transfer
Jun 29, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Dec 31, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2000 · Amount on Record
Deed Sale	Aug 2, 2000 · Amount on Record
Prior Sale	Dec 19, 1984 · Amount on Record
Deed Document Number	2000410310
Transfer Doc	0000848436
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2026
Property Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228
Document Number	0000138584
Instrument Date	May 4, 2026
Instrument	2026138584
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES T

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228

Mortgage

Document Number	0000138584,
Date	May 14, 2026
Instrument	2026138584

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate	6.46%
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2025
Property Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228
Document Number	0000368511
Map Reference	MAP 768
Instrument Date	Dec 5, 2025
Instrument	2025-0368511
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2023
Property Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228
Document Number	0000301924
Instrument Date	Oct 10, 2023
Instrument	2023-0301924
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228

Mortgage

Document Number	0000170745
Date	Jun 29, 2023
Instrument	2023-0170745

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	839 Months
Due	May 19, 2093

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228

Mortgage

Document Number	0000227240
Date	May 27, 2022
Instrument	2022-0227240

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	852 Months
Due	May 19, 2093

Interest

Rate Type	Adjustable Rate

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2020
Property Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228
Document Number	0000848436
Instrument Date	Nov 11, 2020
Instrument	848436
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1005 SHAFER ST OCEANSIDE CA 920545228, OCEANSIDE, CA 92054-5228

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2020
Property Address	1005 SHAFER ST, OCEANSIDE, CA 92054-5228
Document Number	0000848437
Instrument Date	Nov 11, 2020
Instrument	848437
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1005 SHAFER ST OCEANSIDE CA 920545228, OCEANSIDE, CA 92054-5228

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,311,748 (+2%) Land $768,031 Building $543,717
2025	$14,357.00 (+5.22%)	$1,286,028 (+4.04%) Land $752,972 Building $533,056
2023	$13,645.00 (+39.18%) Homeowner's exemption	$1,236,091 Land $723,734 Building $512,357
2022	$9,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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