Franklin County property record for 1005 Sawmill Rd, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,840 sqft · built 1900 |
| Lot Size | 14 acres (610,188 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $657 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 079 00-048 00 |
| Primary APN | 079 00-048 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,280 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 610,188 sqft (14 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 448 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 24778 |
|---|---|
| Street Address | 1005 SAWMILL RD |
| City | FERRUM |
| State | VA |
| Zip | 24088-2582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | RT 752 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 20600 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1005 SAWMILL RD, FERRUM, VA 24088-2582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER ONE FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 1005 SAWMILL RD, FERRUM, VA 24088-2582 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011592109 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 1159/2109 |
| Instrument | 210002834 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 1005 SAWMILL RD, FERRUM, VA 24088-2582 |
| Document Number | 0011101545 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0011101545 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 001110/001545 |
| Instrument | 4254 |
| Name | MEMBER ONE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 9, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $657.00 (+2.98%) | $152,900 (+46.18%) Land $53,000 Building $99,900 | $152,900 (+46.18%) Land $53,000 Building $99,900 |
| 2023 | $638.00 | $104,600 (-) Land $46,000 Building $58,600 | $104,600 (-) Land $46,000 Building $58,600 |
| 2022 | $104,600 Land $46,000 Building $58,600 | $104,600 Land $46,000 Building $58,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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