1005 S Wisner St, Jackson, MI 49203 Property Records

Jackson County property record for 1005 S Wisner St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,463 sqft · built 1945
Lot Size	0.168 acres (7,318 sqft)
Owner	Individual Name on File
Tax Bill	$3,329 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-140700000`

Property Details

APN / Parcel Number

Primary APN	`3-140700000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,463 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	1,164 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Lot Area	7,318 sqft (0.168 acres)
Lot Dimensions	132 ft deep x 55.4 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1005 S WISNER ST
City	JACKSON
State	MI
Zip	49203-2860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 113 WEST PARK SUB DIV
Legal Subdivision	WEST PARK SUB
Legal Lot Number	113
Legal Unit	113
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2019
Census Tract	800

Owner

1005 S Wisner St is owned and occupied by an individual who acquired it in March 2020.

Source: Jackson County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1005 S WISNER ST, JACKSON, MI 49203-2860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage HILLSDALE COUNTY NATIONAL BANK
Mar 23, 2020	Warranty Deed, Transfer · FHA Mortgage TOP FLITE FIN'L
Mar 23, 2020	Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2020
Deed Sale	Mar 23, 2020
Prior Sale	Sep 12, 2005 · Amount on File
Deed Document Number	20202846120
Deed Book / Page	2159 / 231
Prior Transfer Date	Mar 11, 2020
Prior Transfer Doc	0002846120
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 26, 2022
Property Address	1005 S WISNER ST, JACKSON, MI 49203-2860
Document Number	0002913421
Book / Page	2210 / 1231
Map Reference	MB 9 PG 7
Instrument Date	Apr 22, 2022
Instrument	2913421
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 S WISNER ST, 1005, JACKSON, MI 49203-2860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26062 BRUSH ST, MADISON HEIGHTS, MI 48071-3515

Mortgage

Document Number	0022101246
Date	Apr 26, 2022
Instrument	2210-1246

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1005 S WISNER ST, JACKSON, MI 49203-2860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021291112
Date	Oct 22, 2018
Book Page	2129/1112
Instrument	2129-1112

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	JACKSON, MI 49203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Mar 23, 2020
Property Address	1005 S WISNER ST, JACKSON, MI 49203-2860
Document Number	0002846119
Book / Page	002159 / 000230
Instrument Date	Mar 11, 2020
Instrument	2846119
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 S WISNER ST JACKSON MI 492032860, JACKSON, MI 49203-2860

Mortgage

Document Number	2846121
Date	Mar 23, 2020
Book Page	002159/000232
Instrument	2846121

Lender

Name	TOP FLITE FIN'L
Type	Funding / Finance Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Mar 23, 2020
Property Address	1005 S WISNER ST, JACKSON, MI 49203-2860
Document Number	0002846120
Book / Page	2159 / 231
Map Reference	LB 9 PG 7
Instrument Date	Mar 11, 2020
Instrument	2846120
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 S WISNER ST, JACKSON, MI 49203-2860

Mortgage

Document Number	0021590232
Date	Mar 23, 2020
Instrument	2159-0232

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1005 S Wisner St was $3,329 with a homeowner's exemption, down 16.9% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,600 (+6.43%)	$195,200 (+6.43%)
2025	$3,329.00 (-16.86%)	$91,700	$183,400
2024	$4,004.00
2023		$75,600	$151,200
2022	$3,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 S Wisner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 S Wisner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

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