1005 S Main St, Joseph, OR 97846 Property Records

Wallowa County property record for 1005 S Main St, Joseph, OR 97846

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,618 sqft · built 1982
Lot Size	0.201 acres (8,775 sqft)
Owner	Individual Name on Record
Last Sale	$285,500 (Nov 2018)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2018 Sale & Mortgage
APN	`02S4531DA 4000`

Property Details

APN / Parcel Number

Primary APN	`02S4531DA 4000`
Alternative APN	`3424`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	117 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Deck Area	204 sqft

Location & Zoning

Account Number	3424
Street Address	1005 S MAIN ST
City	JOSEPH
State	OR
Zip	97846-8331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORMERLY PART TL 3800 T2S R45E WM SEC 32 LOT 4 BLK 3 ENGLESIDEHEIGHTS SUB 5-7-80 PLAT ESMT 10-2-80 VOL 91 PG 511 WD 12-11-80 91 555 ESMT 10-2-80 92 317 QC 7-29-82 94 168 WD 8-10-84 96 652 WD 12-28-89 106 237 QC 4-24-96 30800
Legal Range	45E
Legal Township	02S
Legal Section	32
Legal Subdivision	ENGLESIDEHEIGHTS
Legal Block	3
Legal Lot Number	4
Jurisdiction	WALLOWA OR
Township / Civil Division	JOSEPH
Census Block Group	1
Census Block	1104
Census Tract	960100

Owner

Source: Wallowa County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 54, JOSEPH, OR 97846-0054
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Nov 1, 2011 · Amount on Record
Deed Document Number	0000079145
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLOWA OR
Property Address	1005 S MAIN ST, JOSEPH, OR 97846-8331
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081856
Date	May 29, 2020
Instrument	81856

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLOWA OR
Recording Date	Nov 9, 2018
Property Address	1005 S MAIN ST, JOSEPH, OR 97846-8331
Document Number	0000079145
Map Reference	MB 2 PG 66
Instrument Date	Nov 7, 2018
Instrument	079145
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, JOSEPH, OR 97846-0054

Mortgage

Document Number	0000079146
Date	Nov 9, 2018
Instrument	079146

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Wallowa County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Wallowa County
Municipality	Joseph City
Unified School District	Joseph School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,424.00 (+3.02%)	$197,517 (+3%) Land $40,548 Building $156,969	$525,130 (+1.96%) Land $107,620 Building $417,510
2024	$2,353.00 (+2.98%)	$191,765 (+3%) Land $39,692 Building $152,073	$515,040 (+9.76%) Land $105,730 Building $409,310
2023	$2,285.00 (+3.02%)	$186,180 (+3%) Land $44,156 Building $142,024	$469,230 (-0.92%) Land $97,120 Building $372,110
2022	$2,218.00	$180,758 Land $43,529 Building $137,229	$473,590 Land $112,320 Building $361,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 68% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JOSEPH serves 1,182 people · EPA ID OR4100414
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2019
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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