1005 S 20th St, Waco, TX 76706 Property Records

McLennan County property record for 1005 S 20th St, Waco, TX 76706

Property Summary

Property TypeCommercial
Details3,341 sqft · built 1948
Lot Size0.204 acres (8,864 sqft)
OwnerIndividual Name on File
Tax Bill$699 (2025)
Deeds & MortgagesMar 2018 Sale
Jan 2018 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-003701-000100-5

Property Details

APN / Parcel Number

Primary APN48-003701-000100-5
Alternative APNs
  • 4800370100010050111
  • 163666

Interior

Stories1 Story
Building Area3,341 sqft Gross Area
1st Floor Area3,341 sqft
FlooringTile

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialOther
Construction TypeConcrete Block
Roof TypeSawtooth
Roof MaterialBuilt-Up Asphalt
Lot Area8,864 sqft (0.204 acres)
Lot Dimensions103 ft deep x 50 ft wide
Storage Building162 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1005 S 20TH ST
CityWACO
StateTX
Zip76706-1957
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC2
Legal DescriptionBELL J D LOT 1A 2A 2D 3A 3D BLOCK A ACRES .2035
Legal SubdivisionBELL J D
Legal BlockA
Legal Lot Number1A
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3034
Census Tract598

Owner

1005 S 20th St, a commercial property, is owned by an individual who acquired it in March 2018.

Source: McLennan County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address1005 S 20TH ST, WACO, TX 76706-1957
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2018Warranty Deed, Transfer
HOME ABSTRACT CORPORATION
Jan 24, 2018Trustee's Deed, Construction Loan · Construction Mortgage
ARA MANAGEMENT GROUP LLC
Jan 8, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2018
Deed SaleMar 22, 2018
Deed Document Number20189147
Prior Transfer DateDec 2, 2017
Prior Transfer Doc0000000613
Record UpdatedOct 29, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateMar 22, 2018
Property Address1005 S 20TH ST, WACO, TX 76706-1957
Document Number0000009147
Instrument DateMar 21, 2018
Instrument9147
Transaction TypeTransfer
Record UpdatedMar 28, 2018
Title CompanyHOME ABSTRACT CORPORATION

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 457 CHINA SPRING TX 766330457, CHINA SPRING, TX 76633-0457

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMCLENNAN TX
Recording DateJan 24, 2018
Property Address1005 S 20TH ST, WACO, TX 76706-1957
Instrument DateJan 22, 2018
Instrument2264
Transaction TypeConstruction Loan
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 S 20TH ST WACO TX 767061957, WACO, TX 76706-1957

Mortgage

Document Number0000002264
DateJan 24, 2018
Instrument2264
Lender
NameARA MANAGEMENT GROUP LLC
AddressPO BOX 457, CHINA SPRING, TX 76633-0457
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 23, 2019

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateJan 8, 2018
Property Address1005 S 20TH ST, WACO, TX 76706-1957
Document Number0000000613
Instrument DateDec 2, 2017
Instrument613
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 S 20TH ST WACO TX 767061957, WACO, TX 76706-1957

Tax Assessment & Valuation

The 2025 property tax bill for 1005 S 20th St was $699, up 1.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,122 (-0.03%) Land $7,091 Building $24,031$31,122 (-0.03%) Land $7,091 Building $24,031
2025$699.00 (+1.16%)$31,130 Land $7,090 Building $24,040$31,130 Land $7,090 Building $24,040
2024$691.00
2023$31,040 Land $7,090 Building $23,950$31,040 Land $7,090 Building $23,950
2022$695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 S 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 S 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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