1005 River Dr, Hammond, IN 46324 Property Records

Lake County property record for 1005 River Dr, Hammond, IN 46324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1945
Lot Size0.12 acres (5,240 sqft)
Owner2 Individual Names on Record
Tax Bill$2,547 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2019 Transfer
+ 1 more
Flood ZoneZone X (reduced by levee)
APN007-26-32-0109-0026

Property Details

APN / Parcel Number

Primary APN007-26-32-0109-0026
Alternative APNs
  • 45-07-18-328-017.000-023
  • 263201090026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
Basement Area720 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2005
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,240 sqft (0.12 acres)
Lot Dimensions131 ft deep x 40 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-26-32-0109-0026
Old Parcel Number263201090026
Street Address1005 RIVER DR
CityHAMMOND
StateIN
Zip46324-3034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALUMET CENTER 2ND ADD. W. 30 FT. OF L.26 BL.7 E. 10 FT. OF L.27 BL.7
Legal SubdivisionCALUMET CENTER 2ND ADD
Legal Block7
Legal Lot Number26
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1017
Census Tract21700

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1005 RIVER DR, HAMMOND, IN 46324-3034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Aug 15, 2019Correction Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 5, 2019Warranty Deed, Transfer · FHA Mortgage
DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2019
Deed SaleAug 15, 2019
Prior SaleAug 5, 2019
Deed Document Number2019 055037
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1005 RIVER DR, HAMMOND, IN 46324-3034
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 RIVER DR, HAMMOND, IN 46324-3034

Mortgage

Document Number0000009316
DateMar 10, 2026
Instrument2026-509316
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressTEMPE, AZ 85288
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionLAKE IN
Recording DateAug 15, 2019
Property Address1005 RIVER DR, HAMMOND, IN 46324-3034
Document Number0000055037
Instrument DateJul 31, 2019
Instrument55037
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1005 RIVER DR HAMMOND IN 463243034, HAMMOND, IN 46324-3034

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateAug 5, 2019
Property Address1005 RIVER DR, HAMMOND, IN 46324-3034
Document Number0000049151
Map ReferenceMB 19 PG 22
Instrument DateJul 31, 2019
Instrument2019 049151
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1005 RIVER DR, HAMMOND, IN 46324-3034

Mortgage

Document Number0000049152
DateAug 5, 2019
Instrument2019 049152
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$208,300 (+13.95%) Land $19,200 Building $189,100$208,300 (+13.95%) Land $19,200 Building $189,100
2024$2,547.00 (+12.65%)
2023$182,800 (+5.91%) Land $19,200 Building $163,600$182,800 (+5.91%) Land $19,200 Building $163,600
2022$2,261.00 Homeowner's exemption$172,600 Land $19,200 Building $153,400$172,600 Land $19,200 Building $153,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims22 (1981–2013)
Claims Outside the SFHA1 of 22
Most Recent ClaimApr 2013 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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