1005 Reef Dr, San Diego, CA 92154 Property Records

San Diego County property record for 1005 Reef Dr, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1972
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Feb 2022)
Tax Bill	$7,847 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`630-352-21-00`

Property Details

APN / Parcel Number

Primary APN	`630-352-21-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,258 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	5,700 sqft (0.131 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1005 REEF DR
City	SAN DIEGO
State	CA
Zip	92154-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 245 TR 006756
Legal Subdivision	PACIFICA HILLS
Legal Tract	006756
Legal Block	2
Legal Lot Number	245
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	10010

Owner

1005 Reef Dr is owned and occupied by two individuals who bought it in February 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1005 REEF DR, SAN DIEGO, CA 92154-1541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC
Jan 7, 2022	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Jan 7, 2022 · Amount on File
Deed Document Number	202280454
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2022
Property Address	1005 REEF DR, SAN DIEGO, CA 92154-1541
Document Number	0000080454
Map Reference	MAP 6756
Instrument Date	Feb 18, 2022
Instrument	2022-0080454
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1005 REEF DR, SAN DIEGO, CA 92154-1541

Mortgage

Document Number	0000080455
Date	Feb 22, 2022
Instrument	2022-0080455

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2022
Property Address	1005 REEF DR, SAN DIEGO, CA 92154-1541
Document Number	0000010752
Instrument Date	Dec 7, 2021
Instrument	2022-0010752
Transaction Type	Foreclosure
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 REEF DRIVE, 1005, IMPERIAL BEACH, CA 92032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 SADLERS CREEK RD, CHULA VISTA, CA 91914-2605

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Reef Dr was $7,847 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,174 (+2%) Land $627,810 Building $162,364
2025	$7,847.00	$774,681 Land $615,500 Building $159,181
2023	$6,903.00 (+25.92%)	$744,600 Land $591,600 Building $153,000
2022	$5,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1005 Reef Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1005 Reef Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

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