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1005 Peppertree Pl, Norman, OK 73071 Property Records

Cleveland County property record for 1005 Peppertree Pl, Norman, OK 73071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,362 sqft · built 1996
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Mar 2021)
Tax Bill$2,202 (2025)
Deeds & MortgagesSep 2026 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR0024798

Property Details

APN / Parcel Number

Primary APNR0024798
Alternative APNs
  • NC29AMES1 2 11001
  • 24798

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,362 sqft Living Area
Gross Area1,902 sqft
1st Floor Area1,362 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area540 sqft
PorchPorch
Porch Area359 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number24798
Street Address1005 PEPPERTREE PL
CityNORMAN
StateOK
Zip73071-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionAMERICANA ESTATES LOT 11 BLK 2
Legal Range02W
Legal Township09
Legal Section33
Legal SubdivisionAMERICANA ESTATES 1
Legal Block2
Legal Lot Number11
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2003
Census Tract200603

Owner

Source: Cleveland County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 PEPPERTREE PL, NORMAN, OK 73071-2231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Mar 16, 2021Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Prior SaleJun 26, 2013 · Amount on Record
Deed Document Number202110024
Deed Book / Page6206 / 982
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Recording DateSep 29, 2026
Property Address1005 PEPPERTREE PL, NORMAN, OK 73071-2231
Document Number0000029332
Book / Page7028 / 740
Instrument DateSep 22, 2026
Instrument202629332
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyAMERICAN EAGLE TITLE INC, AMERICAN EAGLE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 PEPPERTREE PL, NORMAN, OK 73071-2231
InvestorPossibly a Property Investor

Mortgage

Document Number0000029332,
DateSep 29, 2026
Book Page7028/740
Instrument202629332
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateMar 16, 2021
Property Address1005 PEPPERTREE PL, NORMAN, OK 73071-2231
Document NumberR202110024
Book / Page6206 / 982
Instrument DateMar 8, 2021
InstrumentR 2021 10024
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyCLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT & TT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$202.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 PEPPENTREE PL, NORMAN, OK 73071-2231
InvestorPossibly a Property Investor

Mortgage

Document NumberR202110025
DateMar 16, 2021
InstrumentR 2021 10025
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,202.00 (+10.16%)$18,356 (+10.25%) Land $3,525 Building $14,831$195,814 (+41.13%) Land $37,610 Building $158,204
2023$1,999.00$16,649 Land $2,400 Building $14,249$138,748 Land $20,000 Building $118,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: OEC Fiber, T-Mobile.

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