1005 Orchard Dr, Covington, IN 47932 Property Records

Fountain County property record for 1005 Orchard Dr, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 2010
Lot Size	0.187 acres (8,159 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2026)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018B082535701700`

Property Details

APN / Parcel Number

Primary APN	`018B082535701700`
Alternative APNs	`23-06-25-357-017.000-016` `00000991412` `0180106300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft
Basement Area	1,370 sqft
Finished Basement	800 sqft
Unfinished Basement	570 sqft
Game Room	Game Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,159 sqft (0.187 acres)
Lot Dimensions	102 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000991412
Street Address	1005 ORCHARD DR
City	COVINGTON
State	IN
Zip	47932-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-01063-00 LD HEGGS ADD LOT 34 MP B08-25-357-01700
Legal Subdivision	LD HEGG ADDITION
Legal Lot Number	34
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	1
Census Block	1045
Census Tract	957800

Owner

1005 Orchard Dr is owned and occupied by an individual who bought it in July 2026.

Source: Fountain County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1005 ORCHARD DR, COVINGTON, IN 47932-1350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed, Transfer ALLIED CAPITAL TITLE, ALLIED CAPITAL TITLE, LLC
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTREBANK
Jul 14, 2021	Warranty Deed, Transfer · Commercial Mortgage CENTREBANK
Jan 19, 2018	Warranty Deed, Transfer PARTNERS TITLE COMPANY, PARTNERS TITLE
Oct 12, 2017	Special Warranty Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on File
Deed Sale	Jul 7, 2026 · Amount on File
Prior Sale	Aug 10, 2023 · Amount on File
Deed Document Number	20265684
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jul 7, 2026
Property Address	1005 ORCHARD DR, COVINGTON, IN 47932-1350
Document Number	0000005684
Instrument Date	Jun 26, 2026
Instrument	20265684
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	ALLIED CAPITAL TITLE, ALLIED CAPITAL TITLE, LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 ORCHARD DR, COVINGTON, IN 47932-1350

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Aug 10, 2023
Property Address	1005 ORCHARD DR, COVINGTON, IN 47932-1350
Document Number	0202301758
Instrument Date	Aug 1, 2023
Instrument	202301758
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1005 ORCHARD DR, COVINGTON, IN 47932-1350

Mortgage

Document Number	0202301759
Date	Aug 10, 2023
Instrument	202301759

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jul 14, 2021
Property Address	1005 ORCHARD DR, COVINGTON, IN 47932-1350
Document Number	0202101885
Instrument Date	Jul 8, 2021
Instrument	202101885
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 ORCHARD DR, COVINGTON, IN 47932-1350

Mortgage

Document Number	0202101886
Date	Jul 14, 2021
Instrument	202101886

Lender

Name	CENTREBANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jan 19, 2018
Property Address	1005 ORCHARD DR, COVINGTON, IN 47932-1350
Document Number	0201800135
Instrument Date	Jan 17, 2018
Instrument	201800135
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 ORCHARD DR, COVINGTON, IN 47932-1350

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Oct 12, 2017
Property Address	1005 ORCHARD DR, COVINGTON, IN 47932-1350
Document Number	0201702164
Instrument Date	Sep 27, 2017
Instrument	201702164
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	US TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 RAILROAD ST, COVINGTON, IN 47932-1070

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Orchard Dr was $2,236 with a homeowner's exemption, up 0.4% from the year before.

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00 (+0.45%) Homeowner's exemption	$251,700 Land $29,400 Building $222,300	$251,700 Land $29,400 Building $222,300
2024	$2,226.00 (-1.94%)
2023	$2,270.00 (+7.28%)	$223,600 (+4.39%) Land $25,200 Building $198,400	$223,600 (+4.39%) Land $25,200 Building $198,400
2022	$2,116.00 Homeowner's exemption	$214,200 Land $25,200 Building $189,000	$214,200 Land $25,200 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Orchard Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective February 6, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2005–2013)
Most Recent Claim	May 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Orchard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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