1005 Oak Dr, Durango, CO 81301 Property Records

La Plata County property record for 1005 Oak Dr, Durango, CO 81301 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1973
Square Footage	1,585 sqft Living Area
Lot Size	9,600 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$680,400 (2024)
Tax Bill	$2,188.00 (2025)

Owner

Source: La Plata County records · APN 5665-163-27-005

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1005 OAK DR, DURANGO, CO 81301-4422
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Oct 21, 2011 · Amount on Record
Deed Doc Number	20241234207
Record Refreshed	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1005 OAK DR, DURANGO, CO 81301-4422
Transaction Type	Mortgage
Record Updated	Apr 01, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 OAK DR, DURANGO, CO 81301-4422

Mortgage

Document Number	0001251563
Date	Mar 02, 2026
Instrument	1251563

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Mar 01, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,460 (-2.08%) Land $13,690 Building $26,770	$661,220 (-) Land $223,750 Building $437,470
2025	$2,188.00 (+44.9%)	$41,320 (+29.21%) Land $13,980 Building $27,340	$661,220 (+38.53%) Land $223,750 Building $437,470
2024	$1,510.00 (+17.51%)
2023	$1,285.00 (+12.13%)	$31,980 (+13.44%) Land $10,140 Building $21,840	$477,300 (+17.67%) Land $151,310 Building $325,990
2022	$1,146.00	$28,190 Land $10,770 Building $17,420	$405,640 Land $155,000 Building $250,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 9% of Colorado
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`5665-163-27-005`
Alternative APN	`R006015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,585 sqft Living Area
Gross Area	1,909 sqft Gross Area
1st Floor	1,585 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional Style
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached Garage
Garage Area	324 sqft Garage
Porch Area	60 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating

Location & Zoning

Account Number	R006015
Street Address	1005 OAK DR
City	DURANGO
State	CO
Zip	81301-4422
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EASTER HEIGHTS ADD BLOCK: 2 LOT: 5 EASTER HTS ADD 1005 OAK DR DURANGO 81301
Legal Subdivision	EASTER HEIGHTS ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	LA PLATA CO
Minor Civil Division	DURANGO
Census Blockgroup	2
Census Block	2007
Census Tract	970800