1005 N Monarch Dr, Payson, AZ 85541 Property Records

Gila County property record for 1005 N Monarch Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	3,476 sqft · built 1989
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$354,707 (Jul 2026)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-79-298A`

Property Details

APN / Parcel Number

Primary APN	`302-79-298A`
Alternative APNs	`R026716` `026716`

Interior

Stories	2 Stories
Building Area	3,476 sqft Living Area
Gross Area	3,960 sqft
1st Floor Area	1,159 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R026716
Street Address	1005 N MONARCH DR
City	PAYSON
State	AZ
Zip	85541-3666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 33 TOWNSHIP: 11N RANGE: 10E LOT 298, ALPINE VILLAGE UNIT ONE, PLAT 610, INC PT LOT 299, BEG SE COR LOT 299; TH N28D4546E, 18.50; TH N69D0619W, 118.30; TH SWLY ALG LEFT CRV, 49.70; TH S84D4409E, 114.50 TO POBNW1/4 SE1/4 SEC 33 T11N R10E = 0.2
Legal Range	10E
Legal Township	11N
Legal Section	33
Legal Subdivision	ALPINE VILLAGE
Legal Lot Number	298
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1000
Census Tract	301

Owner

Source: Gila County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4253 E WESCOTT DR, PHOENIX, AZ 85050-3771
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage M & T BANK NA
Feb 4, 2022	Deed of Trust, Mortgage · VA Mortgage M & T BANK
Aug 15, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Document Number	20267351
Prior Transfer Date	May 3, 2024
Prior Transfer Doc	0000003891
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Aug 20, 2026
Property Address	1005 N MONARCH DR, PAYSON, AZ 85541-3666
Document Number	0000007931
Instrument Date	Aug 13, 2026
Instrument	20267931
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4253 E WESCOTT DR, PHOENIX, AZ 85050-3771

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jul 31, 2026
Property Address	1005 N MONARCH DR, PAYSON, AZ 85541-3666
Document Number	0000007351
Instrument Date	Jul 31, 2026
Instrument	20267351
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	TITLE SECURITY INC, SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 N MONARCH DR, PAYSON, AZ 85541-3666

Mortgage

Document Number	0000007354,
Date	Jul 31, 2026
Instrument	20267354

Lender

Name	M & T BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1005 N MONARCH DR, PAYSON, AZ 85541-3666
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 N MONARCH DR, PAYSON, AZ 85541-3666

Mortgage

Document Number	0000001713
Date	Feb 4, 2022
Instrument	2022-001713

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Aug 15, 2017
Property Address	1005 N MONARCH DR, PAYSON, AZ 85541-3666
Document Number	0000007998
Instrument Date	Aug 7, 2017
Instrument	7998
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1005 N MONARCH DR PAYSON AZ 855413666, PAYSON, AZ 85541-3666

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,227 (+2.15%) Land $6,901 Building $40,326	$472,271 (+2.15%) Land $69,008 Building $403,263
2025	$2,776.00 (+7.68%)
2024		$46,233 Land $6,557 Building $39,676	$462,322 Land $65,566 Building $396,756
2023	$2,578.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Sparklight, T-Mobile.

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