1005 N Henrietta St, Effingham, IL 62401 Property Records

Effingham County property record for 1005 N Henrietta St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1,569 sqft · built 1972
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Tax Bill$1,756 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-11-020-093

Property Details

APN / Parcel Number

Primary APN03-11-020-093

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area1,569 sqft Base Area
1st Floor Area1,569 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1005 N HENRIETTA ST
CityEFFINGHAM
StateIL
Zip62401-1771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 ANDERSON SUB 724/173
Legal SubdivisionANDERSON SUBDIVISION
Legal Lot Number9
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2028
Census Tract950700

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 N HENRIETTA ST, EFFINGHAM, IL 62401-1771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address1005 N HENRIETTA ST, EFFINGHAM, IL 62401-1771
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003717/137
DateAug 23, 2021
Book Page3717/137
Instrument202121004253
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
AddressTEUTOPOLIS, IL 62467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,756.00 (-22.81%)$68,770 (+31.89%) Land $17,030 Building $51,740$206,310 (+31.89%) Land $51,090 Building $155,220
2022$2,275.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$52,140 Land $12,910 Building $39,230$156,420 Land $38,730 Building $117,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Fidium Fiber
DSL
500 / 75
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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