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1005 Mortlock Ct, Indian Trail, NC 28079 Property Records

Union County property record for 1005 Mortlock Ct, Indian Trail, NC 28079

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 1,822 sqft · built 2003
Lot Size0.247 acres (10,759 sqft)
OwnerIndividual Name on File
Last Sale$282,000 (Nov 2020)
Tax Bill$2,418 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-039-263

Property Details

APN / Parcel Number

Primary APN07-039-263

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,822 sqft Living Area
Gross Area2,222 sqft
1st Floor Area1,048 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleContemporary
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,759 sqft (0.247 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1005 MORTLOCK CT
CityINDIAN TRAIL
StateNC
Zip28079-4341
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-2 INDIA
Legal Description#222 BENT CREEK MP3 OPCF864
Legal SubdivisionBENT CREEK
Legal Lot Number222
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group1
Census Block1047
Census Tract20305

Owner

1005 Mortlock Ct, a rural home, is owned and occupied by an individual who bought it in November 2020.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1005 MORTLOCK CT, INDIAN TRAIL, NC 28079-4341
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2020 · Amount on File
Deed SaleNov 3, 2020 · Amount on File
Prior SaleApr 15, 2015 · Amount on File
Deed Document Number202044954
Deed Book / Page7871 / 34
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 3, 2020
Property Address1005 MORTLOCK CT, INDIAN TRAIL, NC 28079-4341
Document Number0000787134
Book / Page7871 / 34
Map ReferenceCAB F FILE 864&865
Instrument DateNov 2, 2020
Instrument44954
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$564.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2005 POTOMAC RD, 2005, INDIAN TRAIL, NC 28079-8481

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 MORTLOCK CT, INDIAN TRAIL, NC 28079-4341

Mortgage

Document Number0000044955
DateNov 3, 2020
Instrument44955
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Mortlock Ct was $2,418.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$365,900 (-) Land $80,600 Building $285,300$365,900 (-) Land $80,600 Building $285,300
2025$2,418.00$365,900 Land $80,600 Building $285,300$365,900 Land $80,600 Building $285,300
2023$2,124.00$253,500 Land $50,200 Building $203,300$253,500 Land $50,200 Building $203,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Mortlock Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2003)
Most Recent ClaimAug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Mortlock Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Ripple Fiber.

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