1005 Locust St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1005 Locust St, Dubuque, IA 52001

Property Summary

Property TypeApartments (5+ Units)
Details8 bd · 12.5 ba · 5,799 sqft · built 1898
Lot Size0.102 acres (4,452 sqft)
OwnerCompany Name on File
Last Sale$385,000 (Feb 2024)
Tax Bill$5,054 (2025)
Deeds & MortgagesAug 2026 Mortgage
Feb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-24-458-009

Property Details

APN / Parcel Number

Primary APN10-24-458-009

Interior

Bedrooms8 Beds
Full Baths12.5 Baths
Half Baths11 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area5,799 sqft Total Area
1st Floor Area2,274 sqft
AtticAttic
Attic Area1,251 sqft
Basement Area2,274 sqft
Finished Basement1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,452 sqft (0.102 acres)
PorchSlab
Porch Area397 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1005 LOCUST ST
CityDUBUQUE
StateIA
Zip52001-4702
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeCI
Legal DescriptionCITY LOT 656
Legal Range02E
Legal Township89N
Legal Section24
Legal SubdivisionCITY OF DUBUQUE
Legal Lot Number656
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3028
Census Tract100

Owner

1005 Locust St, a residential property, is owned by a company that bought it in February 2024.

Source: Dubuque County records, as of August 27, 2026

Owner of RecordCompany Name on File
Mailing Address2242 FAWN VIEW DR, ASBURY, IA 52002-8212
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITY OF DUBUQUE
Feb 20, 2024Deed of Trust, Mortgage · Line of Credit
DUBUQUE BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2024 · Amount on File
Deed SaleFeb 20, 2024 · Amount on File
Prior SaleMar 28, 2014 · Amount on File
Deed Document Number20241359
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Recording DateAug 19, 2026
Property Address1005 LOCUST ST, DUBUQUE, IA 52001-4702
Document Number0000009244
Instrument DateAug 13, 2026
Instrument20269244
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000009244,
DateAug 19, 2026
Instrument20269244
Lender
NameCITY OF DUBUQUE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term36 Months
DueAug 13, 2029
Interest
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1005 LOCUST ST, DUBUQUE, IA 52001-4702
Transaction TypeMortgage
Record UpdatedMar 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 FARRELL CT, DUBUQUE, IA 52001-3196

Mortgage

Document Number0000001360
DateFeb 20, 2024
Instrument2024-00001360
Lender
NameDUBUQUE BANK & TRUST CO
TypeBank
Address700 LOCUST ST STE 170, DUBUQUE, IA 52001
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueFeb 16, 2029
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Locust St was $5,054.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,054.00$351,500 Land $26,700 Building $324,800$351,500 Land $26,700 Building $324,800
2024$5,054.00
2023$295,600 (+28.8%) Land $16,000 Building $279,600$295,600 Land $16,000 Building $279,600
2022$3,958.00$229,510 Land $16,030 Building $213,480
2021$229,510 Land $16,030 Building $213,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1005 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL
140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

Nearby Properties on Locust St

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