1005 Leonard Rd, Covington, OH 45318 Property Records

Miami County property record for 1005 Leonard Rd, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,498 sqft · built 2017
Lot Size	1.17 acres (51,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Oct 2017)
Tax Bill	$5,323 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`I20-047800`

Property Details

APN / Parcel Number

Primary APN	`I20-047800`
Alternative APNs	`080413.0-01-013-00` `I20NT015 01000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,498 sqft Living Area
1st Floor Area	4,546 sqft
Attic	Attic
Attic Area	225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	51,270 sqft (1.17 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	315 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1005 LEONARD RD
City	COVINGTON
State	OH
Zip	45318-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-8-13 S CEN PT SW
Legal Range	04
Legal Township	08
Legal Section	13
Jurisdiction	MIAMI OH
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1030
Census Tract	330100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1005 LEONARD RD, COVINGTON, OH 45318-9717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Oct 16, 2017	Warranty Deed, Subdivision Related Transfer · Construction Mortgage GREENVILLE FED'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	20172017OR-12575
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1005 LEONARD RD, COVINGTON, OH 45318-9717
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010324
Date	Jul 29, 2020
Instrument	2020OR-10324

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 16, 2017
Property Address	1005 LEONARD RD, COVINGTON, OH 45318-9717
Document Number	0000012575
Instrument Date	Oct 9, 2017
Instrument	12575
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	690 WAGNER AVE GREENVILLE OH 453312649, GREENVILLE, OH 45331-2649

Mortgage

Document Number	12576
Date	Oct 16, 2017
Instrument	12576

Lender

Name	GREENVILLE FED'L
Type	Funding / Finance Company
Address	GREENVILLE, OH 45331

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newton Township
Unified School District	Newton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,323.00 (+27.68%) Homeowner's exemption	$163,600 (+43.69%) Land $11,940 Building $151,660	$467,400 (+43.68%) Land $34,100 Building $433,300
2024	$4,169.00 (+2.11%) Homeowner's exemption	$113,860 (-) Land $8,680 Building $105,180
2023	$4,083.00 (-3.59%) Homeowner's exemption	$113,860 (-) Land $8,680 Building $105,180	$325,300 (-) Land $24,800 Building $300,500
2022	$4,235.00 Homeowner's exemption	$113,860 Land $8,680 Building $105,180	$325,300 Land $24,800 Building $300,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2013 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Skymesh Fixed Wireless	50 / 10
Windstream Fixed Wireless · DSL in parts of the area	50 / 5
AT&T Fixed Wireless	25 / 3

May also be available: altafiber Network Solutions.

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