1005 Highland Dr, Silver Spring, MD 20910 Property Records

Montgomery County property record for 1005 Highland Dr, Silver Spring, MD 20910

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,220 sqft · built 1948
Lot Size0.289 acres (12,600 sqft)
OwnerIndividual Name on Record
Last Sale$1,150,000 (Apr 2023)
Tax Bill$11,448 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-01431452

Property Details

APN / Parcel Number

Primary APN13-01431452
Alternative APN
  • 01431452

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,220 sqft Living Area
Gross Area3,473 sqft
1st Floor Area1,868 sqft
Basement Area518 sqft
Finished Basement518 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleMulti-Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialSlate
Lot Area12,600 sqft (0.289 acres)
Garage TypeAttached
Garage Area253 sqft
Parking Spaces1 Parking Space
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01431452
Street Address1005 HIGHLAND DR
CitySILVER SPRING
StateMD
Zip20910-4129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionSEC 5 WOODSIDE PARK
Legal SubdivisionWOODSIDE PARK J C WILSON EST
Legal BlockM1
Legal Lot Number10
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group1
Census Block1015
Census Tract702900

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 HIGHLAND DR, SILVER SPRING, MD 20910-4129
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Apr 7, 2023Deed, Transfer · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2023 · Amount on Record
Deed SaleApr 7, 2023 · Amount on Record
Deed Book / Page66883 / 283
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1005 HIGHLAND DR, SILVER SPRING, MD 20910-4129
Transaction TypeMortgage
Record UpdatedNov 12, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 HIGHLAND DR, SILVER SPRING, MD 20910-4129

Mortgage

Document Number0697460454
DateOct 24, 2025
Book Page69746/454
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 2, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateApr 7, 2023
Property Address1005 HIGHLAND DR, SILVER SPRING, MD 20910-4129
Document Number0668830283
Book / Page66883 / 283
Map ReferenceMB 34 PL 2225
Instrument DateMar 31, 2023
Transaction TypeTransfer
Record UpdatedMay 1, 2023
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1005 HIGHLAND DR, SILVER SPRING, MD 20910-4129

Mortgage

Document Number0066883291
DateApr 7, 2023
Instrument66883/291
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.97%
Type Change DateApr 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.9%
IndexOther
Margin3
Max Rate10.9%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,038,900 (+5.63%)$1,094,300 (-) Land $372,200 Building $722,100
2025$11,448.00 (+36.77%)$983,500 (+15.75%)$1,094,300 (+17.91%) Land $372,200 Building $722,100
2023$849,667$928,100 Land $366,500 Building $561,600
2022$8,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1996 · Blizzard Of 96 (severe Snow Storm)

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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