1005 Grover St, Belvidere, IL 61008 Property Records

Boone County property record for 1005 Grover St, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1944
Lot Size	0.209 acres (9,108 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2020)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-459-007`

Property Details

APN / Parcel Number

Primary APN	`05-25-459-007`
Alternative APN	`05-05-25-459-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	2,688 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,108 sqft (0.209 acres)
Lot Dimensions	132 ft deep x 69 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	05-05-25-459-007
Street Address	1005 GROVER ST
City	BELVIDERE
State	IL
Zip	61008-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-44-3 LT 9 SHAPPERTS RE-SUB OF LTS 4-14 OF BLK 3 OF GOLDEN HILLS SUB 1005 GROVER ST
Legal Subdivision	GOLDEN HILLS SUB
Legal Block	3
Legal Lot Number	9,4-14
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	1
Census Block	1029
Census Tract	10200

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 GROVER ST, BELVIDERE, IL 61008-3914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Mar 13, 2024	Deed of Trust, Mortgage · FHA Mortgage HUD
Dec 17, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jun 1, 2017	Deed, Transfer
Jun 1, 2017	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Jun 1, 2017 · Amount on Record
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	1005 GROVER ST, BELVIDERE, IL 61008-3914
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R04853
Date	Nov 5, 2025
Instrument	2025R04853

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

Interest

Rate Type	Fixed Rate
Rate	5.99%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	1005 GROVER ST, BELVIDERE, IL 61008-3914
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R00936
Date	Mar 13, 2024
Instrument	2024R00936

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Dec 17, 2020
Property Address	1005 GROVER ST, BELVIDERE, IL 61008-3914
Document Number	2020R08203
Map Reference	MB 3 PG 181 & 182
Instrument Date	Dec 14, 2020
Instrument	2020R08203
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ENGLISH VILLAGE WAY # WAY336, WAY336, KNOXVILLE, TN 37919-8772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 GROVER ST, BELVIDERE, IL 61008-3914

Mortgage

Document Number	2020R08204
Date	Dec 17, 2020
Instrument	2020R08204

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	2.49%

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Jun 1, 2017
Property Address	1005 GROVER ST, BELVIDERE, IL 61008-3914
Document Number	2017R02744
Map Reference	BK 3 PG 181&182
Instrument Date	May 31, 2017
Instrument	2017R02744
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11868 GALLOWAY LN, 11868, BELVIDERE, IL 61008-8196

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1005 GROVER ST, BELVIDERE, IL 61008-3914

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Jun 1, 2017
Property Address	1005 GROVER ST, BELVIDERE, IL 61008-3914
Document Number	2017R02744
Map Reference	BK 3 PG 181&182
Instrument Date	May 31, 2017
Instrument	2017R02744
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11868 GALLOWAY LN, BELVIDERE, IL 61008-8196

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1005 GROVER ST, BELVIDERE, IL 61008-3914

Mortgage

Document Number	2017R02745
Date	Jun 1, 2017
Instrument	2017R02745

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,795.00 (-6.42%) Homeowner's exemption	$66,209 (-4.39%) Land $4,019 Building $62,190	$198,627 (-4.39%) Land $12,057 Building $186,570
2024		$69,250 (+23.93%) Land $4,019 Building $65,231	$207,750 (+23.93%) Land $12,057 Building $195,693
2022	$5,124.00	$55,879 Land $6,162 Building $49,717	$167,637 Land $18,486 Building $149,151

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Grover St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures