1005 Frontier Dr, Henderson, KY 42420 Property Records

Henderson County property record for 1005 Frontier Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 1971
Lot Size	0.243 acres (10,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Feb 2025)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Feb 2025 Sale & Line of Credit Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65I-158`

Property Details

APN / Parcel Number

Primary APN	`65I-158`
Alternative APNs	`34758` `51988`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,355 sqft Finished Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,580 sqft (0.243 acres)
Lot Dimensions	115 ft deep x 92 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	320 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	51988
Street Address	1005 FRONTIER DR
City	HENDERSON
State	KY
Zip	42420-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	FRONTIER VILLAGE
Legal Block	4
Legal Lot Number	23
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	1
Census Block	1011
Census Tract	20701

Owner

Source: Henderson County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5753 HIGHWAY 85 N, CRESTVIEW, FL 32536-9365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2025	Warranty Deed, Transfer · Line of Credit HERITAGE FCU
Apr 27, 2023	Deed of Trust, Mortgage · FHA Mortgage LIBERTY FCU
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	20251041
Deed Book / Page	680 / 969
Prior Transfer Date	Nov 15, 2012
Prior Transfer Doc	593/078
Record Updated	Sep 20, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON KY
Recording Date	Feb 3, 2025
Property Address	1005 FRONTIER DR, HENDERSON, KY 42420-2224
Document Number	0RE680/969
Book / Page	RE680 / 969
Map Reference	MB 250 PG 310
Instrument Date	Jan 29, 2025
Instrument	2025001041
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 FRONTIER DR, HENDERSON, KY 42420-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1005 FRONTIER DR, HENDERSON, KY 42420-2224

Mortgage

Document Number	2025001042
Date	Feb 3, 2025
Instrument	2025001042

Lender

Name	HERITAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1005 FRONTIER DR, HENDERSON, KY 42420-2224
Transaction Type	Mortgage
Record Updated	May 11, 2023
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1417/173
Date	Apr 27, 2023
Book Page	MT1417/173
Instrument	2023003786

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1005 FRONTIER DR, HENDERSON, KY 42420-2224
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 FRONTIER DR, HENDERSON, KY 42420-2224

Mortgage

Document Number	MT1386/580
Date	Mar 25, 2022
Book Page	MT1386/580
Instrument	2022002927

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 25, 2052

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 (+88.78%) Homeowner's exemption	$220,000 (+35.8%)	$220,000 (+35.8%)
2023	$1,292.00 (+110.42%) Homeowner's exemption	$162,000 (+68.75%)	$162,000 (+68.75%)
2022	$614.00 Homeowner's exemption	$96,000	$96,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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