1005 Fox Ridge Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1005 Fox Ridge Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,891 sqft · built 2022
Lot Size	0.483 acres (21,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (May 2015)
Tax Bill	$5,468 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Mortgage
APN	`0475001001430`

Property Details

APN / Parcel Number

Primary APN	`0475001001430`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,891 sqft Living Area
1st Floor Area	1,868 sqft
Attic	Attic
Attic Area	440 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,039 sqft (0.483 acres)
Lot Dimensions	143 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	448 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1005 FOX RIDGE CT
City	CHESAPEAKE
State	VA
Zip	23322-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12S: RESI
Legal Description	143 CEDARWOOD SEC ONE
Legal Subdivision	CEDARWOOD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2002
Census Tract	21005

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1005 FOX RIDGE CT, CHESAPEAKE, VA 23322-2135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015 · Amount on Record
Deed Sale	May 28, 2015 · Amount on Record
Deed Book / Page	9515 / 1840
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 6, 2026
Property Address	1005 FOX RIDGE CT, CHESAPEAKE, VA 23322-2135
Document Number	0000017278
Book / Page	10998 / 59
Instrument Date	Jun 26, 2026
Instrument	202617278
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 FOX RIDGE CT, CHESAPEAKE, VA 23322-2135

Mortgage

Document Number	0000017278,
Date	Jul 6, 2026
Book Page	10998/59
Instrument	202617278

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1005 FOX RIDGE CT, CHESAPEAKE, VA 23322-2135
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10110/1184
Date	Feb 7, 2020
Book Page	10110/1184
Instrument	200004033

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,900 (+8.03%) Land $195,000 Building $389,900	$584,900 (+8.03%) Land $195,000 Building $389,900
2025	$5,468.00 (+58.4%)	$541,400 (+8.45%) Land $175,000 Building $366,400	$541,400 (+8.45%) Land $175,000 Building $366,400
2023		$499,200 (+31.99%) Land $155,000 Building $344,200	$499,200 (+31.99%) Land $155,000 Building $344,200
2022		$378,200 Land $130,000 Building $248,200	$378,200 Land $130,000 Building $248,200
2019	$3,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 253 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	253 in force
Nearby Flood Claims	63 (1978–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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