1005 E Lafayette St, Bloomington, IL 61701 Property Records

McLean County property record for 1005 E Lafayette St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	47,880 sqft · built 1974
Lot Size	1.23 acres (53,578 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Apr 2022)
Tax Bill	$19,034 (2024)
Deeds & Mortgages	Aug 2024 Line of Credit Apr 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-10-351-046`

Property Details

APN / Parcel Number

Primary APN	`21-10-351-046`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	47,880 sqft Gross Area
1st Floor Area	25,320 sqft
Basement Area	22,560 sqft
Interior Walls	Plaster
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Construction Type	Steel Frame
Roof Material	Metal
Lot Area	53,578 sqft (1.23 acres)
Lot Dimensions	438 ft deep x 121 ft wide
View / Lot	Lake Front
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Street Address	1005 E LAFAYETTE ST
City	BLOOMINGTON
State	IL
Zip	61701-6936
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BEG INT W LN HARDMAN DR & S LN LAFAYETTE ST: S438.77', W123.7', N437.95', E121.16', TO POB PT LOT 36 COUNTY CLERKS SUB SEC 10-23-2E & PT LOT 5 VAC PLAT OF PTCROXTONS ADD
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	COUNTY CLERKS SUB
Legal Lot Number	36
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3037
Census Tract	5800

Owner

Source: McLean County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1005 E LAFAYETTE ST, A, BLOOMINGTON, IL 61701-6936
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2024	Deed of Trust, Mortgage · Line of Credit FLANAGAN STATE BANK
Apr 29, 2022	Warranty Deed, Transfer · Line of Credit FLANAGAN STATE BANK
Mar 26, 2013	Trustee's Deed, Foreclosure · Line of Credit FIRST MID ILLINOIS BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Mar 26, 2013
Deed Document Number	20227955
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1005 E LAFAYETTE ST, BLOOMINGTON, IL 61701-6936
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400011414
Date	Aug 7, 2024
Instrument	2024-00011414

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	63 Months
Due	Nov 1, 2029

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 29, 2022
Property Address	1005 E LAFAYETTE ST, BLOOMINGTON, IL 61701-6936
Document Number	202200007955
Instrument Date	Apr 20, 2022
Instrument	2022-00007955
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 E LAFAYETTE ST, BLOOMINGTON, IL 61701-6936

Mortgage

Document Number	202200007957
Date	Apr 29, 2022
Instrument	2022-00007957

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 27, 2027

Mortgage

Document Number	202200007956
Date	Apr 29, 2022
Instrument	2022-00007956

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Apr 27, 2025

March 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 26, 2013
Property Address	1005 E LAFAYETTE ST, BLOOMINGTON, IL 61701-6936
Document Number	201300007960
Instrument Date	Feb 28, 2013
Instrument	2013-00007960
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 E LAFAYETTE ST # A, A, BLOOMINGTON, IL 61701-6936
Investor	Possibly a Property Investor

Mortgage

Document Number	201300007961
Date	Mar 26, 2013
Instrument	2013-00007961

Lender

Name	FIRST MID ILLINOIS BANK & TRUST NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2018

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,725 (+14.23%) Land $19,597 Building $237,128	$770,175 (+14.23%) Land $58,791 Building $711,384
2024	$19,034.00 (-0.04%)
2023	$19,041.00 (+6.27%)	$224,738 (+10.83%) Land $17,155 Building $207,583	$674,215 (+10.83%) Land $51,465 Building $622,750
2022	$17,917.00	$202,778 Land $15,479 Building $187,299	$608,334 Land $46,437 Building $561,897

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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