1005 E Corning St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1005 E Corning St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,948 sqft · built 1892
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Jun 2023)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`600628253009000`

Property Details

APN / Parcel Number

Primary APN	`600628253009000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,948 sqft Living Area
1st Floor Area	962 sqft
Basement Area	722 sqft
Unfinished Basement	481 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	312 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam
Water Source	Commercial

Location & Zoning

Street Address	1005 E CORNING ST
City	RED OAK
State	IA
Zip	51566-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISHOPS SD W 30' LT 4 & E/2 LT 5
Legal Subdivision	BISHOPS SD
Legal Lot Number	4,5
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	2
Census Block	2029
Census Tract	960200

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1005 E CORNING ST, RED OAK, IA 51566-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit BANK IOWA
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUGHTON STATE BANK
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUGHTON STATE BANK
Dec 5, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE LENDERS OF AMERICA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	2023892
Deed Book / Page	2023 / 892
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1005 E CORNING ST, RED OAK, IA 51566-2001
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/893
Date	Jun 28, 2023
Book Page	2023/893
Instrument	2023 0893

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1005 E CORNING ST, RED OAK, IA 51566-2001
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0061
Date	Jan 10, 2017
Book Page	2017/0061
Instrument	2017 0061

Lender

Name	HOUGHTON STATE BANK
Type	Bank
Address	RED OAK, IA 51566

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1005 E CORNING ST, RED OAK, IA 51566-2001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0032
Date	Jan 5, 2017
Book Page	2017/0032
Instrument	2017 0032

Lender

Name	HOUGHTON STATE BANK
Type	Bank
Address	RED OAK, IA 51566

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Dec 5, 2017
Property Address	1005 E CORNING ST, RED OAK, IA 51566-2001
Document Number	2017/1922
Book / Page	2017 / 1922
Instrument Date	Dec 4, 2017
Instrument	2017 1922
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1005 E COMING ST, RED OAK, IA 51566

Mortgage

Document Number	2017/1923
Date	Dec 5, 2017
Book Page	2017/1923
Instrument	2017 1923

Lender

Name	MORTGAGE LENDERS OF AMERICA LLC
Type	Lending Institution
Address	LEAWOOD, KS 66211

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,124.00 (-4.29%) Homeowner's exemption	$153,990 (+3.11%) Land $15,000 Building $138,990	$153,990 (+3.11%) Land $15,000 Building $138,990
2024	$3,264.00 (+26.81%)
2023		$149,340 Land $11,250 Building $138,090	$149,340 Land $11,250 Building $138,090
2022	$2,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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