1005 E 7th St, Atlantic, IA 50022 Property Records

Cass County property record for 1005 E 7th St, Atlantic, IA 50022

Property Summary

Property Type	Bank, Financial Building
Details	10,855 sqft · built 1985
Lot Size	0.578 acres (25,206 sqft)
Owner	Company Name on Record
Last Sale	$2,471,500 (Feb 2026)
Tax Bill	$41,950 (2024)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303012506001000`

Property Details

APN / Parcel Number

Primary APN	`303012506001000`

Interior

Stories	3 Stories
Building Area	10,855 sqft Gross Area
1st Floor Area	7,702 sqft
Basement Area	886 sqft
Elevator	Elevator

Exterior

Year Built	Built 1985
Exterior Material	Brick
Construction Type	Steel Frame
Roof Material	Urethane Foam
Lot Area	25,206 sqft (0.578 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Street Address	1005 E 7TH ST
City	ATLANTIC
State	IA
Zip	50022-1878
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	MCDOWELL'S ADD LOTS 1-2 & N1/2 LT 3 E40' LOTS 11-12 & N1/2 LOT 10 BLK 2
Legal Subdivision	MCDOWELLS ADDITION
Legal Block	2
Legal Lot Number	1-3
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1076
Census Tract	190400

Owner

Source: Cass County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13798 BAYCLIFF DR, NORTH PALM BEACH, FL 33408-2127
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2026	Lease, Transfer
Feb 16, 2026	Warranty Deed, Transfer · Commercial Mortgage TS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2026 · Amount on Record
Deed Sale	Feb 16, 2026 · Amount on Record
Prior Sale	Oct 31, 2012 · Amount on Record
Deed Document Number	0002026253
Deed Book / Page	2026 / 253
Record Updated	Jun 8, 2026

February 2026: Lease, Transfer

Document Type	Lease
Jurisdiction	CASS IA
Recording Date	Feb 16, 2026
Property Address	1005 E 7TH ST, ATLANTIC, IA 50022-1878
Document Number	002026/255
Book / Page	2026 / 255
Map Reference	MB 2012 PG 2402
Instrument Date	Feb 13, 2026
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13798 BAYCLIFF DR, NORTH PALM BEACH, FL 33408-2127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E MAIN ST, TREYNOR, IA 51575-9502

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Feb 16, 2026
Property Address	1005 E 7TH ST, ATLANTIC, IA 50022-1878
Document Number	002026/253
Book / Page	2026 / 253
Map Reference	MB 2012 PG 2402
Instrument Date	Feb 10, 2026
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,953.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 E MAIN ST, TREYNOR, IA 51575-9502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13798 BAYCLIFF DR, NORTH PALM BEACH, FL 33408-2127

Mortgage

Document Number	0002026254
Date	Feb 16, 2026
Instrument	2026/254

Lender

Name	TS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,567,920 (+20.57%) Land $48,450 Building $1,519,470	$1,567,920 (+20.57%) Land $48,450 Building $1,519,470
2024	$41,950.00 (+2.69%)
2023		$1,300,410 Land $48,500 Building $1,251,910	$1,300,410 Land $48,500 Building $1,251,910
2022	$40,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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