Black Hawk County property record for 1005 E 4th St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Commercial > Office > Financial Building |
|---|---|
| Year Built | Built 1983 |
| Square Footage | 1,266 sqft Gross Area |
| Lot Size | 12,000 sqft (0.275 acres) |
| Last Sale | $100,000 (2024) |
| Tax Bill | $3,138.00 (2025) |
| Primary APN | 8913-24-164-003 |
|---|
| Building Area | 1,266 sqft Gross Area |
|---|---|
| 1st Floor | 1,266 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Fire Resistance Class | Buildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials. |
| Roof Material | Urethane Roof |
| Lot Area | 12,000 sqft (0.275 acres) |
| Depth X Width | 120 ft x 100 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1005 E 4TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3932 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Financial Building |
| Legal Description | RAILROAD ADDITION WATERLOO LOT 1 BLK 28 LOT 2 BLK 28 LOT 3 BLK 28 LOT 4 BLK 28 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | RAILROAD ADDITION WATERLOO |
| Legal Block | 28 |
| Legal Lot Number | 1-4 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-24-164-003
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4914 ALGONQUIN DR, CEDAR FALLS, IA 50613-7979 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 21, 2023 | Warranty Deed, Transfer · Line of Credit CEDAR FALLS COMMUNITY CU |
| Nov 25, 2020 | Deed of Trust, Mortgage · Line of Credit CHICAGO CENTRAL & COMMERCE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on Record |
| Deed Sale | Aug 21, 2024 · Amount on Record |
| Prior Sale | Aug 21, 2023 · Amount on Record |
| Deed Doc Number | 20242512 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 21, 2023 |
| Property Address | 1005 E 4TH ST, WATERLOO, IA 50703-3932 |
| Document Number | 202400002512 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 202400002512 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 E 4TH ST, WATERLOO, IA 50703-3932 |
| Document Number | 202400002513 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 202400002513 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 15, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1005 E 4TH ST, WATERLOO, IA 50703-3932 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202100011361 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 202100011361 |
| Name | CHICAGO CENTRAL & COMMERCE CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,138.00 | $107,140 (-25.95%) Land $12,000 Building $95,140 | $107,140 (-25.95%) Land $12,000 Building $95,140 |
| 2024 | $3,138.00 (+22.96%) | ||
| 2023 | $144,690 (+24.5%) Land $12,000 Building $132,690 | $144,690 (+24.5%) Land $12,000 Building $132,690 | |
| 2022 | $2,552.00 | $116,220 Land $12,000 Building $104,220 | |
| 2021 | $116,220 Land $12,000 Building $104,220 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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