1005 E 31st St, Savannah, GA 31401 Property Records

Chatham County property record for 1005 E 31st St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1900
Lot Size	0.095 acres (4,138 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Oct 2018)
Tax Bill	$991 (2025)
Deeds & Mortgages	Jun 2025 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0055-14-006`

Property Details

APN / Parcel Number

Primary APN	`2-0055-14-006`
Alternative APN	`A244A133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
1st Floor Area	1,402 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,138 sqft (0.095 acres)
Lot Dimensions	92 ft deep x 45 ft wide
Porch	Slab
Porch Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1005 E 31ST ST
City	SAVANNAH
State	GA
Zip	31401-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 7 AND WEST PART OF LOT 9 BLK 2 GRAYSON WD
Legal Subdivision	THIRTY-SEVENTH
Legal Block	2
Legal Lot Number	7,9
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1023
Census Tract	2100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Eastside Historic District listed 2002 · 459 contributing resources · NRIS 02001292

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1005 E 31st St is owned and occupied by an individual who bought it in October 2018.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1005 E 31ST ST, SAVANNAH, GA 31401-7705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Deed of Trust, Mortgage BANKSOUTH
May 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANKSOUTH
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Oct 17, 2018	Warranty Deed, Transfer · Conventional Mortgage JG WENTWORTH HOME LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Deed Document Number	201810623
Deed Book / Page	1471 / 709
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1005 E 31ST ST, SAVANNAH, GA 31401-7705
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 E 31ST ST, SAVANNAH, GA 31401-7705

Mortgage

Document Number	0036940500
Date	Jun 13, 2025
Book Page	0000003694/0000000500

Lender

Name	BANKSOUTH

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jan 1, 2028

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1005 E 31ST ST, SAVANNAH, GA 31401-7705
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 E 31ST ST, SAVANNAH, GA 31401-7705

Mortgage

Document Number	0028110311
Date	May 23, 2022
Book Page	0000002811/0000000311
Instrument	033850310010

Lender

Name	BANKSOUTH

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jan 1, 2025

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1005 E 31ST ST, SAVANNAH, GA 31401-7705
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 E 31ST ST, SAVANNAH, GA 31401-7705

Mortgage

Document Number	0000002439/0000000191
Date	Jul 6, 2021
Book Page	0000002439/0000000191

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 17, 2018
Property Address	1005 E 31ST ST, SAVANNAH, GA 31401-7705
Document Number	0014710709
Book / Page	1471 / 709
Instrument Date	Oct 17, 2018
Instrument	2018-010623
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 E 31ST ST, SAVANNAH, GA 31401-7705

Mortgage

Document Number	0000001471/0000000711
Date	Oct 18, 2018
Book Page	0000001471/0000000711

Lender

Name	JG WENTWORTH HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1005 E 31st St was $991.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,960 (+0.87%) Land $28,000 Building $92,960	$302,400 (+0.87%) Land $70,000 Building $232,400
2025	$991.00 Homeowner's exemption	$119,920 Land $28,000 Building $91,920	$299,800 Land $70,000 Building $229,800
2023		$77,080 (+19.39%) Land $15,000 Building $62,080	$192,700 (+19.39%) Land $37,500 Building $155,200
2022	$1,386.00	$64,560 Land $15,000 Building $49,560	$161,400 Land $37,500 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 E 31st St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1995–2002)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1005 E 31st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon.

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