1005 Downey St, Flint, MI 48503 Property Records

Genesee County property record for 1005 Downey St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,506 sqft · built 1955
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Aug 2022)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-14-478-001`

Property Details

APN / Parcel Number

Primary APN	`40-14-478-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood Siding
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	80 ft deep x 92.5 ft wide
Garage Type	Carport
Garage Area	355 sqft
Carport	Carport
Carport Area	355 sqft
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1005 DOWNEY ST
City	FLINT
State	MI
Zip	48503-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	GRANT HEIGHTS LOTS 278 AND 279 AND THAT PART OF VAC ALLEY ADJ SD LOTS
Legal Subdivision	GRANT HEIGHTS
Legal Lot Number	278-279
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2019
Census Tract	3700

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 DOWNEY ST, FLINT, MI 48503-3171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
Feb 11, 2017	Warranty Deed, Transfer · Conventional with PMI ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Feb 11, 2017 · Amount on Record
Deed Document Number	202258671
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 26, 2022
Property Address	1005 DOWNEY ST, FLINT, MI 48503-3171
Document Number	0000058671
Map Reference	LB 4 PG 41
Instrument Date	Aug 19, 2022
Instrument	202208260058671
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 DOWNEY ST, 1005, FLINT, MI 48503-3171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8243 BURKSHIRE CIR APT 206, 206, SWARTZ CREEK, MI 48473-1832

Mortgage

Document Number	0000059568
Date	Aug 31, 2022
Instrument	202208310059568

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 11, 2017
Property Address	1005 DOWNEY ST, FLINT, MI 48503-3171
Document Number	0000008304
Instrument Date	Jan 26, 2017
Instrument	8304
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 RAY RD GRAND BLANC MI 484399380, GRAND BLANC, MI 48439-9380

Mortgage

Document Number	7946
Date	Feb 11, 2017
Instrument	7946

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2032

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,500 (+19.6%)	$83,000 (+19.6%)
2025	$1,740.00 (+1.87%) Homeowner's exemption	$34,700 (+34.5%)	$69,400 (+34.5%)
2024	$1,708.00
2023		$25,800	$51,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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