Henrico County property record for 1005 Dirk Dr, Richmond, VA 23227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,148 sqft · built 1965 |
| Lot Size | 0.342 acres (14,901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Dec 2021) |
| Tax Bill | $2,548 (2026) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 789-755-7321 |
| Primary APN | 789-755-7321 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,148 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 14,901 sqft (0.342 acres) |
| Balcony Area | 68 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | LO0064901 |
|---|---|
| Street Address | 1005 DIRK DR |
| City | RICHMOND |
| State | VA |
| Zip | 23227-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | 0063070000C 0001; CHAMBERLAYNE FARMS SC 6 BL C LT 1 105 A2 6 |
| Legal Subdivision | CHAMBERLAYNE FARMS |
| Legal Lot Number | 1,105 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 200904 |
Source: Henrico County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9446 STONE SPRING DR, MECHANICSVILLE, VA 23116-5866 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Dec 6, 2021 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on Record |
| Deed Sale | Dec 6, 2021 · Amount on Record |
| Prior Sale | Jun 22, 2007 · Amount on Record |
| Deed Document Number | 202160187 |
| Deed Book / Page | 6309 / 1509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 1005 DIRK DR, RICHMOND, VA 23227-1409 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0065162493 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 6516/2493 |
| Instrument | 202300026600 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Dec 6, 2021 |
| Property Address | 1005 DIRK DR, RICHMOND, VA 23227-1409 |
| Document Number | 0063091509 |
| Book / Page | 6309 / 1509 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 202100060187 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 DIRK DR, RICHMOND, VA 23227-1409 |
| Document Number | 202100060188 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 202100060188 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0063091526 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 6309/1526 |
| Instrument | 202100060189 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,548.00 (+11.51%) | $305,400 (+7.31%) Land $60,000 Building $245,400 | $305,400 (+7.31%) Land $60,000 Building $245,400 |
| 2025 | $284,600 (+5.84%) Land $57,000 Building $227,600 | $284,600 (+5.84%) Land $57,000 Building $227,600 | |
| 2023 | $2,285.00 | $268,900 Land $57,000 Building $211,900 | $268,900 Land $57,000 Building $211,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Apr 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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