1005 Dewey St, Harvard, IL 60033 Property Records

McHenry County property record for 1005 Dewey St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.193 acres (8,433 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Aug 2014)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2020 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`01-36-330-007`

Property Details

APN / Parcel Number

Primary APN	`01-36-330-007`

Exterior

Lot Area	8,433 sqft

Location & Zoning

Street Address	1005 DEWEY ST
City	HARVARD
State	IL
Zip	60033-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2014R0025862 LT 39 PARK POINTE UNIT 2
Legal Range	05E
Legal Township	46N
Legal Section	36
Legal Subdivision	PARK POINTE 02
Legal Lot Number	39
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1003
Census Tract	870302

Owner

1005 Dewey St is owned and occupied by two individuals who acquired it in May 2015.

Source: McHenry County records, as of June 23, 2023

Owner of Record	2 Individual Names on File
Mailing Address	1005 DEWEY ST, HARVARD, IL 60033-3253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit GREAT LAKES HOME MORTGAGE INC
Oct 3, 2018	Deed of Trust, Mortgage AMRES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2014 · Amount on File
Deed Sale	Aug 5, 2014 · Amount on File
Prior Sale	Apr 8, 2004 · Amount on File
Deed Document Number	0000025862
Last Transfer Date	May 21, 2015
Transfer Doc	0000017708
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1005 DEWEY ST, HARVARD, IL 60033-3253
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004030
Date	Feb 22, 2024
Instrument	2024R0004030

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly
Max Rate	18%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1005 DEWEY ST, HARVARD, IL 60033-3253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047182
Date	Nov 5, 2020
Instrument	2020R0047182

Lender

Name	GREAT LAKES HOME MORTGAGE INC
Type	Mortgage Company
Address	PARK RIDGE, IL 60068

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.37%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1005 DEWEY ST, HARVARD, IL 60033-3253
Document Number	0000035197
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	ENTITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1005 DEWEY ST HARVARD IL 600333253, HARVARD, IL 60033-3253

Mortgage

Document Number	0000035197
Date	Oct 15, 2018
Instrument	35197

Lender

Name	AMRES CORP
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$65,693 Land $11,668 Building $54,025	$197,079 Land $35,004 Building $162,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1005 Dewey St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Dewey St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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