Mineral County property record for 1005 Cut Off Rd, Keyser, WV 26726
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,268 sqft · built 2018 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,183 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-0029.0000 |
| Primary APN | 06-20-0029.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 2,912 sqft |
| Basement Area | 812 sqft |
| Finished Basement | 812 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 85,813 sqft (1.97 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1005 CUT OFF RD |
|---|---|
| City | KEYSER |
| State | WV |
| Zip | 26726-7106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.97 AC ES/CUT OFF RD-E/ DULING CHURCH RD-HOOKER BARRICK |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10500 |
1005 Cut Off Rd is owned and occupied by two individuals.
Source: Mineral County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1005 CUT OFF RD, KEYSER, WV 26726-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHESSIE FCU |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SVCS GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Property Address | 1005 CUT OFF RD, KEYSER, WV 26726-7106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000638/746 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 638/746 |
| Instrument | 194457 |
| Name | CHESSIE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jul 20, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Property Address | 1005 CUT OFF RD, KEYSER, WV 26726-7106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 592/785 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 592/785 |
| Instrument | 171287 |
| Name | FIRST MORTGAGE SVCS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2034 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1005 Cut Off Rd was $1,183 with a homeowner's exemption, up 3.5% from the year before.
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,183.00 (+3.5%) | $119,100 (+2.85%) Land $10,620 Building $108,480 | $198,500 (+2.85%) Land $17,700 Building $180,800 |
| 2025 | $1,143.00 Homeowner's exemption | $115,800 Land $10,620 Building $105,180 | $193,000 Land $17,700 Building $175,300 |
| 2023 | $1,051.00 Homeowner's exemption | $108,120 (-) Land $10,620 Building $97,500 | $180,200 (-) Land $17,700 Building $162,500 |
| 2022 | $1,051.00 Homeowner's exemption | $108,120 Land $10,620 Building $97,500 | $180,200 Land $17,700 Building $162,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1005 Cut Off Rd in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 35 (1985–2025) |
| Claims Outside the SFHA | 4 of 35 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1005 Cut Off Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CREEK WATER ASSOCIATION private · serves 3,163 people · EPA ID WV3302920 |
|---|---|
| Water Source | Purchased surface water from CITY OF KEYSER |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Sep 2020 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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