St. Charles County property record for 1005 Crescent Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,456 sqft · built 1970 |
| Lot Size | 0.203 acres (8,856 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Nov 2025) |
| Tax Bill | $3,922 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053170A000 |
| Primary APN | 053170A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| Gross Area | 3,496 sqft |
| 1st Floor Area | 1,172 sqft |
| Basement Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,856 sqft (0.203 acres) |
| Lot Dimensions | 123 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 234 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 053170A000 |
|---|---|
| Street Address | 1005 CRESCENT DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ELMWOOD MANOR #10 REV LOT 162 |
| Legal Subdivision | ELMWOOD MANOR #10 REV |
| Legal Lot Number | 162 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 310302 |
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1005 CRESCENT DR, SAINT CHARLES, MO 63301-4742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK |
| May 1, 2018 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | May 1, 2018 · Amount on Record |
| Deed Document Number | 202551647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 9, 2026 |
| Property Address | 1005 CRESCENT DR, SAINT CHARLES, MO 63301-4742 |
| Document Number | 0000032113 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202632113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1005 CRESCENT DR, SAINT CHARLES, MO 63301-4742 |
| Document Number | 0000032113, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 202632113 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 17, 2025 |
| Property Address | 1005 CRESCENT DR, SAINT CHARLES, MO 63301-4742 |
| Document Number | 0000051647 |
| Map Reference | MB 12 PG 22 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025R-051647 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | UNKNOWN, LTC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3353 STEEPLE HL, SAINT CHARLES, MO 63301-3216 |
| Name | Verified Name |
|---|---|
| Address | 1005 CRESCENT DR, SAINT CHARLES, MO 63301-4742 |
| Document Number | 0000051648 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025R-051648 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 1, 2018 |
| Property Address | 1005 CRESCENT DR, SAINT CHARLES, MO 63301-4742 |
| Document Number | 0069121021 |
| Book / Page | 006912 / 001021 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 237740 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2018 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1005 CRESCENT DR ST CHARLES MO 633014742, ST CHARLES, MO 63301-4742 |
| Document Number | 69121023 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 006912/001023 |
| Instrument | 237750 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2048 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,663 (-) | $329,807 (%) Land $50,000 Building $279,807 | |
| 2025 | $3,922.00 | $62,663 (+4.94%) | $329,808 (+4.94%) Land $50,000 Building $279,808 |
| 2023 | $59,716 | ||
| 2022 | $314,295 Land $50,000 Building $264,295 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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