1005 Cold Spring Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 1005 Cold Spring Rd, Middle River, MD 21220 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,352 sqft · built 2004
Lot Size0.383 acres (16,700 sqft)
Owner2 Individual Names on File
Last Sale$552,000 (Sep 2020)
Tax Bill$7,205 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Jun 2021 Mortgage
+ 1 more
APN15-1516150420

Property Details

APN / Parcel Number

Primary APN15-1516150420
Alternative APN
  • 1516150420

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Living Area
Gross Area1,460 sqft
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,700 sqft (0.383 acres)
Lot Dimensions225 ft deep x 100 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area162 sqft
Deck Area72 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number1516150420
Street Address1005 COLD SPRING RD
CityMIDDLE RIVER
StateMD
Zip21220-4425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 66,67 BOWLEYS QUARTERS
Legal SubdivisionBOWLEYS QUARTERS
Legal Block1
Legal Lot Number66
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2020
Census Tract451802

Owner

Source: Baltimore County records · APN 15-1516150420

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5032 ELLIS LN, ELLICOTT CITY, MD 21043-6853
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB
Sep 22, 2020Grant Deed, Transfer
UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleMar 24, 2004
Deed Book / Page43364 / 188
Prior Transfer DateNov 04, 2011
Prior Transfer Doc0317220117
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1005 COLD SPRING RD, BALTIMORE, MD 21220-4425
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 COLD SPRING RD, BALTIMORE, MD 21220-4425

Mortgage

Document Number0464280417
DateFeb 17, 2022
Book Page46428/417
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1005 COLD SPRING RD, BALTIMORE, MD 21220-4425
Transaction TypeMortgage
Record UpdatedJun 15, 2021
Title CompanyPASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0448590252
DateJun 07, 2021
Book Page44859/252
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateSep 22, 2020
Property Address1005 COLD SPRING RD, BALTIMORE, MD 21220-4425
Document Number0433640188
Book / Page043364 / 000188
Instrument DateAug 10, 2020
Transaction TypeTransfer
Record UpdatedSep 30, 2020
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

AmountAmount Recorded
Tax$8,280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5032 ELLIS LN ELLICOTT CITY MD 210436853, ELLICOTT CITY, MD 21043-6853

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$541,667 (+15.4%)$577,800 (+23.09%) Land $339,700 Building $238,100
2024$7,205.00 (+5.31%)
2023$6,842.00$469,400 Land $263,100 Building $206,300$469,400 Land $263,100 Building $206,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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