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1005 Cobblestone Rd N, Champlin, MN 55316 Property Records

Hennepin County property record for 1005 Cobblestone Rd N, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,027 sqft · built 2004
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$533,000 (May 2023)
Tax Bill$6,737 (2025)
Deeds & MortgagesJul 2019 Second Mortgage
Sep 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-120-22-44-0084

Property Details

APN / Parcel Number

Primary APN24-120-22-44-0084

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,027 sqft Living Area
Gross Area3,854 sqft
1st Floor Area1,296 sqft
2nd Floor Area1,731 sqft
Basement Area1,212 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Depth117 ft Depth
View / LotLake
Garage TypeAttached
Garage Area827 sqft

Exterior Amenities

PorchOpen Porch
Porch Area84 sqft
Deck Area228 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address1005 COBBLESTONE RD N
CityCHAMPLIN
StateMN
Zip55316-1549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 006 BLOCK 005 B OAKS OF SAVANNAH NW117X117X48X115
Legal Range22
Legal Township120
Legal Section24
Legal Quarter44
Legal SubdivisionOAKS OF SAVANNAH
Legal Block5
Legal Lot Number6
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group2
Census Block2011
Census Tract26903

Owner

Source: Hennepin County records · APN 24-120-22-44-0084

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1005 COBBLESTONE RD N, CHAMPLIN, MN 55316-1549
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AFFINITY PLUS FCU
Sep 07, 2022Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU
May 22, 2023Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Prior SaleDec 03, 2004 · Amount on Record
Deed Document Number202311202040
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address1005 COBBLESTONE RD N, CHAMPLIN, MN 55316-1549
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A10676438
DateJul 08, 2019
InstrumentA10676438
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term59 Months
DueJun 20, 2024

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address1005 COBBLESTONE RD N, CHAMPLIN, MN 55316-1549
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 COBBLESTONE RD N, CHAMPLIN, MN 55316-1549

Mortgage

Document Number0A11144017
DateSep 07, 2022
InstrumentA11144017
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueAug 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateMay 22, 2023
Property Address1005 COBBLESTONE RD N, CHAMPLIN, MN 55316-1549
Document Number0A11202040
Instrument DateMay 15, 2023
InstrumentA11202040
Transaction TypeTransfer
Record UpdatedJun 01, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,758.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1005 COBBLESTONE RD N, CHAMPLIN, MN 55316-1549
InvestorPossibly a Property Investor

Mortgage

Document Number0A11202041
DateMay 22, 2023
InstrumentA11202041
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,737.00 (+5.22%)$540,200 (+2.21%) Land $90,000 Building $450,200$540,200 (+2.21%) Land $90,000 Building $450,200
2024$6,403.00 (+10.15%)$528,500 (+3.42%) Land $90,000 Building $438,500$528,500 (+3.42%) Land $90,000 Building $438,500
2023$5,813.00 Homeowner's exemption
2022$511,000 Land $91,000 Building $420,000$511,000 Land $91,000 Building $420,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530269032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 307 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Gateway Fiber Holdings
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL · Fiber in parts of the area		140 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemChamplin
serves 23,919 people
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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