1005 Chestnut Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 1005 Chestnut Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,929 sqft
Lot Size	4.76 acres (207,346 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2018)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`306-00-00-010-S13`

Property Details

APN / Parcel Number

Primary APN	`306-00-00-010-S13`
Alternative APN	`5430`

Interior

Stories	1 Story
Building Area	2,929 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Lot Area	207,346 sqft (4.76 acres)
Garage Type	Attached
Garage Area	672 sqft
Porch	Porch
Porch Area	336 sqft
Deck Area	361 sqft

Location & Zoning

Account Number	5430
Street Address	1005 CHESTNUT RD
City	ELGIN
State	SC
Zip	29045-8974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	FORT CLARK MILL SUBDIV LOT 6
Legal Subdivision	FORT CLARK MILL SUBDIV
Legal Lot Number	6
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	970907

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 CHESTNUT RD, ELGIN, SC 29045-8974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU
Aug 1, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Prior Sale	Oct 31, 2014
Deed Document Number	20185900
Deed Book / Page	3896 / 1
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1005 CHESTNUT RD, ELGIN, SC 29045-8974
Document Number	0000003500
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 CHESTNUT RD ELGIN SC 290458974, ELGIN, SC 29045-8974

Mortgage

Document Number	0000003500
Date	Apr 24, 2020
Book Page	004209/000168
Instrument	3500

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2035

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 1, 2018
Property Address	1005 CHESTNUT RD, ELGIN, SC 29045-8974
Document Number	0000005900
Book / Page	003896 / 000001
Instrument Date	Jul 30, 2018
Instrument	5900
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$463.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 WOODFIELD DR COLUMBIA SC 292233811, COLUMBIA, SC 29223-3811

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00 (-40.35%)	$243,800 (-) Land $38,200 Building $205,600	$243,800 (-)
2023	$2,434.00	$243,800 Land $38,200 Building $205,600	$243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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